Cost of Living in Fairfield, IL

Get 300+ Local Insights for Any Address in Fairfield, IL

Get Access to 300+ Local Data Points
A+
19%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fairfield Illinois National
Cost of living8198100
Groceries97100100
Health care94100100
Housing4595100
Transportation97101100
Utilities9499100
Lifestyle & Entertainment99100100
Household Items99100100
Education & Childcare99100100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Fairfield, IL

property for sale

415 E Johnson St

Fairfield, IL
property for sale

9 Fawn Dr

Fairfield, IL
property for sale

511 SE 4th St

Fairfield, IL
property for sale

1207 SW 6th St

Fairfield, IL
See the Newest Homes For Sale In Fairfield, IL

Cost Of Living Quick Facts

  • The cost of living in Fairfield is 17% lower than the Illinois average
  • The cost of living in Fairfield is 19% lower than the national average
  • Fairfield housing is 55% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Fairfield

See all the best places to live around Fairfield

Compare Fairfield, IL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Fairfield?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Fairfield?
      Write a review to give others more information about this area.
      See all Fairfield poll results

      The best places in Illinois

      Here are the best places to live in IllinoisSafest Cities In The USMost Dangerous States In The USCheck out the 10 most dangerous cities in Illinois
      Best Places in Illinois

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,713$7,143$2,000$2,572
      Renters$36,538$3,045$852$1,096
      To approximate the cost of living and the housing affordability in Fairfield, IL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Fairfield have a median income of $85,713. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,000 per month to avoid calamity and poverty. The renters in the city have an income of about $36,538, which would make their monthly maximum allowable rental costs $852.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Johnsonville, IL51973.1%
      Keenes, IL54973.1%
      Sims, IL1707525.0%
      Golden Gate, IL1237525.0%
      Burnt Prairie, IL927723.5%
      Fairfield, IL5,0388118.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Willits, CA5,03812222.4%
      Coverdale, NB5,038n/a 
      Coarsegold, CA5,03712626.5%
      Battlement Mesa, CO5,0411076.6%
      Meadows Place, TX5,0421021.9%
      Fairfield, IL5,0388118.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026