Cost Of Living in Esto, FL

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A+

20%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

54%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Esto	Florida	National
Cost of living	80	102	100
Groceries	94	102	100
Health care	94	104	100
Housing	46	97	100
Transportation	93	103	100
Utilities	101	110	100
Lifestyle & Entertainment	89	104	100
Household Items	99	102	100
Education & Childcare	91	106	100

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Homes For Sale In Esto, FL

3356 N Red Hollow DR

Bonifay, FL

3292 2nd Ave S

Esto, FL

Cost Of Living Quick Facts

The cost of living in Esto is 22% lower than the Florida average
The cost of living in Esto is 20% lower than the national average
Esto housing is 54% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$86,041	$7,170	$2,007	$2,581
Renters	$44,847	$3,737	$1,046	$1,346

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Eunola, AL	72	94	5.6%
Black, AL	485	77	23.1%
Caryville, FL	262	78	22.0%
Jacob City, FL	263	79	20.9%
Noma, FL	303	80	20.4%
Esto, FL	320	80	20.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Campbell Station, AR	320	83	16.5%
Willisville, AR	320	77	22.7%
Bowers, DE	320	103	3.3%
Floyd, IA	320	83	17.2%
Bushton, KS	320	78	21.6%
Esto, FL	320	80	20.1%