Cost Of Living in Ephrata, WA

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A+

1%

Overall NAT. AVG.

7%

Goods & Services NAT. AVG.

8%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ephrata	Washington	National
Cost of living	101	118	100
Goods & Services	107	110	100
Groceries	104	108	100
Health care	98	109	100
Housing	92	138	100
Transportation	127	123	100
Utilities	75	97	100

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Homes For Sale In Ephrata, WA

222 D St SW

Ephrata, WA

706 7th Ave NE

Ephrata, WA

5200 N Frontage Rd NE

Ephrata, WA

230 K St NE

Ephrata, WA

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Cost Of Living Quick Facts

The cost of living in Ephrata is 15% lower than the Washington average
The cost of living in Ephrata is 1% higher than the national average
Ephrata housing is 8% lower than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$125,593	$10,466	$2,930	$3,768
Renters	$77,811	$6,484	$1,815	$2,335

A good way to judge both the affordability of the housing and the cost of living in Ephrata is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ephrata has a median income of about $125,593 for people who own homes. Based on that number, a maximum of $2,930 should be spent on expenses related to housing. Renters have a slightly different median income, which is $77,811. Based on this average, renters should spend no more than $1,815 on all rental costs if they want to maintain a non-impoverished standard of living.

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Goods & Services

Item	Ephrata	National avg.	Difference
Haircut	$29.88	$27.62	8.2%
Beauty Salon	$47.51	$51.11	7.0%
Toothpaste	$4.08	$4.09	0.3%
Shampoo	$1.34	$1.54	13.1%
Movie	$11.17	$12.88	13.3%
Yoga	$24.17	$19.66	22.9%

Groceries

Item	Ephrata	National avg.	Difference
Ground Beef	$8.02	$7.70	4.1%
Fried Chicken	$2.89	$1.66	73.9%
Milk	$4.55	$4.73	3.9%
Potatoes	$4.43	$5.26	15.7%
Pizza	$14.24	$12.76	11.6%
Beer	$11.93	$10.55	13.1%

Health Care

Item	Ephrata	National avg.	Difference
Optometrist	$179.47	$140.06	28.1%
Doctor	$173.16	$153.82	12.6%
Dentist	$123.33	$123.15	0.1%
Ibuprofen	$11.68	$11.73	0.4%
Lipitor	$15.12	$23.61	36.0%

Housing

Item	Ephrata	National avg.	Difference
Home Price	$311,342.00	$326,622.00	4.7%
Avg. Mortgage Payment	$2,533.61	$2,480.25	2.2%
Apartment Rent	$1,230.00	$1,444.00	14.8%

Transportation

Item	Ephrata	National avg.	Difference
Gasoline	$4.03	$3.06	31.8%
Tire Balancing	$75.72	$65.21	16.1%

Utilities

Item	Ephrata	National avg.	Difference
All Electricity	$132.01	$220.12	40.0%
Phone	$194.26	$195.71	0.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Soap Lake, WA	1,626	92	8.2%
Moses Lake North, WA	4,821	95	5.0%
Lakeview, WA	1,040	99	1.1%
Quincy, WA	7,998	99	0.8%
Cascade Valley, WA	3,355	100	0.2%
Ephrata, WA	8,390	101	0.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dayton, NJ	8,389	137	37.3%
Oradell, NJ	8,389	179	78.7%
Thousand Palms, CA	8,388	119	18.6%
Torbay, NL	8,388	n/a
Wading River, NY	8,387	152	51.8%
Ephrata, WA	8,390	101	0.8%

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

Cost of Living in Ephrata, WA

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Median Income & Debt-To-Income Ratio

Washington Sales Tax

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Goods & Services

Groceries

Health Care

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Transportation

Utilities

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