| Index | Ensley | Florida | National |
| Cost of living | 96 | 102 | 100 |
| Groceries | 100 | 102 | 100 |
| Health care | 106 | 104 | 100 |
| Housing | 79 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 107 | 110 | 100 |
| Lifestyle & Entertainment | 107 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 100 | 106 | 100 |
Understanding the cost of living in Ensley can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Ensley cost of living index is 96, which is 4% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Ensley closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Ensley can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Is Ensley an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Ensley, the median home price is 34.6% lower than what most folks pay across the country, and monthly rent prices are 11.7% higher than the usual rates. Income levels in Ensley come in at $71,556, which is 12% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Ensley, healthcare costs are 5.7% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Ensley, the transportation index is 1.6% higher than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Ensley, is 20.7% lower than the national average.
The Ensley cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $77,141 | $6,428 | $1,800 | $2,314 |
| Renters | $67,822 | $5,652 | $1,582 | $2,035 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Dickerson City, FL | 78 | 103 | 2.7% |
| Floridatown, FL | 324 | 103 | 2.7% |
| Mulat, FL | 116 | 103 | 2.7% |
| Goulding, FL | 4,055 | 90 | 10.3% |
| West Pensacola, FL | 23,252 | 90 | 9.9% |
| Ensley, FL | 22,158 | 96 | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Duarte, CA | 22,169 | 154 | 54.5% |
| Kapolei, HI | 22,175 | 173 | 72.6% |
| Anniston, AL | 22,178 | 87 | 13.0% |
| Rancho San Diego, CA | 22,136 | 174 | 74.1% |
| St. Andrews, SC | 22,188 | 89 | 10.7% |
| Ensley, FL | 22,158 | 96 | 4.4% |
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