Cost of Living in Emory, TX

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14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Emory Texas National
Cost of living8694100
Groceries9998100
Health care10098100
Housing5683100
Transportation9598100
Utilities103103100
Lifestyle & Entertainment9998100
Household Items9998100
Education & Childcare9498100
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Homes For Sale In Emory, TX

property for sale

128 RS County Road 3390

Emory, TX
property for sale

155 RS County RD

Emory, TX
property for sale

1028 RS County Road 4261

Emory, TX
property for sale

10639 FM 514

Emory, TX
See the Newest Homes For Sale In Emory, TX

Cost Of Living Quick Facts

  • The cost of living in Emory is 9% lower than the Texas average
  • The cost of living in Emory is 14% lower than the national average
  • Emory housing is 44% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Emory

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Compare Emory, TX Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$115,780$9,648$2,701$3,474
      Renters$47,736$3,978$1,114$1,432

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

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      Alba, TX6128515.5%
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      Wills Point, TX3,6988613.7%
      Lone Oak, TX6448613.5%
      Emory, TX1,8078614.3%

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      Wewahitchka, FL1,807973.4%
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      Scenic, AZ1,8061022.0%
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      Elizabeth, CO1,80812121.4%
      Emory, TX1,8078614.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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