Cost Of Living in Emmitsburg, MD

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14%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Emmitsburg	Maryland	National
Cost of living	114	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	129	151	100
Transportation	108	109	100
Utilities	109	108	100
Lifestyle & Entertainment	110	109	100
Household Items	105	105	100
Education & Childcare	111	112	100

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Homes For Sale In Emmitsburg, MD

11614 Taneytown Pike

Emmitsburg, MD

17462 Irishtown Rd

Emmitsburg, MD

441 W Lincoln Ave

Emmitsburg, MD

509 W Lincoln Ave

Emmitsburg, MD

Cost Of Living Quick Facts

The cost of living in Emmitsburg is 6% lower than the Maryland average
The cost of living in Emmitsburg is 14% higher than the national average
Emmitsburg housing is 29% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$136,336	$11,361	$3,181	$4,090
Renters	$37,363	$3,114	$872	$1,121

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Middleburg, MD	0	108	7.7%
Pondsville, MD	40	107	6.9%
Fort Ritchie, MD	49	107	6.9%
Sabillasville, MD	403	107	6.9%
Rouzerville, PA	768	93	6.6%
Emmitsburg, MD	3,278	114	14.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brownstown, PA	3,278	109	9.1%
Mount Morris, IL	3,277	85	15.1%
Algona, WA	3,277	124	23.8%
Petersburg, AK	3,279	115	14.8%
Mannford, OK	3,279	90	10.2%
Emmitsburg, MD	3,278	114	14.0%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Emmitsburg, MD

Homes For Sale In Emmitsburg, MD

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Emmitsburg

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The best places in Maryland

Salary Calculator

Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

Cities with similar population