Cost Of Living in Emmitsburg, MD

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C-

11%

Overall NAT. AVG.

3%

Goods & Services NAT. AVG.

26%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Emmitsburg	Maryland	National
Cost of living	111	119	100
Goods & Services	103	106	100
Groceries	105	106	100
Health care	98	97	100
Housing	126	150	100
Transportation	101	98	100
Utilities	111	111	100

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Cost Of Living Quick Facts

The cost of living in Emmitsburg is 7% lower than the Maryland average
The cost of living in Emmitsburg is 11% higher than the national average
Emmitsburg housing is 26% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$92,065	$7,672	$2,148	$2,762
Renters	$24,708	$2,059	$576	$741

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Emmitsburg	National avg.	Difference
Haircut	$28.33	$24.26	16.8%
Beauty Salon	$58.17	$45.56	27.7%
Toothpaste	$3.69	$3.70	0.3%
Shampoo	$1.44	$1.28	12.7%
Movie	$13.69	$12.13	12.9%
Bowling	$23.03	$18.00	27.9%

Groceries

Item	Emmitsburg	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$5.46	$4.93	10.7%
Pizza	$13.24	$12.09	9.5%
Beer	$10.36	$10.41	0.5%

Health Care

Item	Emmitsburg	National avg.	Difference
Optometrist	$114.22	$125.68	9.1%
Doctor	$133.22	$135.78	1.9%
Dentist	$117.22	$113.29	3.5%
Ibuprofen	$11.10	$10.65	4.2%
Lipitor	$401.39	$468.60	14.3%

Housing

Item	Emmitsburg	National avg.	Difference
Home Price	$263,800.00	$184,700.00	42.8%
Avg. Mortgage Payment	$1,906.29	$2,346.69	18.8%
Apartment Rent	$829.00	$949.00	12.6%

Transportation

Item	Emmitsburg	National avg.	Difference
Gasoline	$3.46	$3.46	0.1%
Tire Balancing	$62.66	$59.92	4.6%

Utilities

Item	Emmitsburg	National avg.	Difference
All Electricity	$223.91	$193.99	15.4%
Phone	$199.62	$192.25	3.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Middleburg, MD	0	104	3.9%
Pondsville, MD	39	106	6.3%
Fort Ritchie, MD	48	106	6.3%
Sabillasville, MD	390	106	6.3%
Rouzerville, PA	746	93	7.2%
Emmitsburg, MD	3,156	111	10.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tomahawk, WI	3,156	84	15.9%
Greenwood, LA	3,155	96	3.8%
Chenango Bridge, NY	3,155	93	7.5%
Brackenridge, PA	3,155	85	15.1%
Eden, NY	3,157	94	6.0%
Emmitsburg, MD	3,156	111	10.6%