Cost Of Living in Elma, WA

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A

6%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

4%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elma	Washington	National
Cost of living	106	119	100
Groceries	104	107	100
Health care	111	109	100
Housing	96	138	100
Transportation	112	112	100
Utilities	110	110	100
Lifestyle & Entertainment	112	112	100
Household Items	105	107	100
Education & Childcare	121	117	100

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Homes For Sale In Elma, WA

108 Garden Pl

Elma, WA

19 lot19 Middle Earth Ln

Malone, WA

14253 W Cloquallum Rd

Elma, WA

15 Middle Earth Ln

Elma, WA

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Cost Of Living Quick Facts

The cost of living in Elma is 11% lower than the Washington average
The cost of living in Elma is 6% higher than the national average
Elma housing is 4% lower than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$138,385	$11,532	$3,229	$4,152
Renters	$69,552	$5,796	$1,623	$2,087

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oakville, WA	667	106	5.9%
McCleary, WA	2,133	106	6.4%
Shelton, WA	10,858	108	7.8%
Montesano, WA	4,157	111	10.7%
Central Park, WA	3,527	113	13.1%
Elma, WA	3,420	106	5.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Georgetown, IN	3,420	99	1.4%
Pagedale, MO	3,420	83	17.2%
Red Springs, NC	3,420	82	17.9%
Lyons, NY	3,420	93	7.3%
West Lake Hills, TX	3,420	218	118.1%
Elma, WA	3,420	106	5.7%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Elma, WA

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Elma

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Median Income & Debt-To-Income Ratio

Washington Sales Tax

Washington Income Tax

Nearby cities with low cost of living

Cities with similar population