Cost Of Living in Elkhart, IL

Get 300+ Local Insights for Any Address in Elkhart, IL

Get Access to 300+ Local Data Points

A+

12%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

38%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elkhart	Illinois	National
Cost of living	88	98	100
Groceries	98	100	100
Health care	101	100	100
Housing	62	95	100
Transportation	102	101	100
Utilities	99	99	100
Lifestyle & Entertainment	99	100	100
Household Items	99	100	100
Education & Childcare	95	100	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Elkhart, IL

2 Edwards Trce

Elkhart, IL

308 Ward Dr

Elkhart, IL

100 Governor Oglesby St

Elkhart, IL

3 Governors Dr

Elkhart, IL

Cost Of Living Quick Facts

The cost of living in Elkhart is 11% lower than the Illinois average
The cost of living in Elkhart is 12% lower than the national average
Elkhart housing is 38% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Elkhart

See all the best places to live around Elkhart

Compare Elkhart, IL Cost of Living

Write a review to give others more information about this area.

See all Elkhart poll results

The best places in Illinois

Here are the best places to live in Illinois

Most Dangerous States In The US

Safest States In The US

Check out the 10 most dangerous cities in Illinois

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$99,954	$8,330	$2,332	$2,999
Renters	$152,893	$12,741	$3,567	$4,587

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cornland, IL	73	99	1.1%
Beason, IL	206	79	21.2%
Clear Lake, IL	399	82	17.6%
Greenview, IL	943	82	17.6%
Middletown, IL	216	83	17.4%
Elkhart, IL	469	88	12.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Wyoming, IA	469	83	17.2%
Varna, IL	469	86	13.6%
Coatesville, IN	469	90	10.3%
Bradshaw, NE	469	85	15.3%
Coleridge, NE	469	80	19.8%
Elkhart, IL	469	88	12.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Elkhart, IL

Homes For Sale In Elkhart, IL

Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Elkhart

Compare Elkhart, IL Cost of Living

The best places in Illinois

Salary Calculator

Median Income & Debt-To-Income Ratio

Illinois Sales Tax

Illinois Income Tax

Nearby cities with low cost of living

Cities with similar population