Cost Of Living
The cost of living in this region is notably lower than the national average, encompassing everyday goods, housing, utilities, transportation and health care expenses.
Crime
The crime rate is far lower than the national average per 100,000 residents. As such, it should be considered a very safe place to live when compared to other areas.
Employment
This area excels in the employment category with a score well above average, primarily due to the higher median home income, per capita income and low unemployment rates.
Housing
High scores in the housing category are attributed to this area, possibly pointing to a favorable home affordability ratio, robust appreciation rates or elevated home values.
Ratings
Locals express favorable opinions about the proximity of everyday local amenities, parks, public transit, neighborly atmosphere, strong sense of community and the general safety of the area.
Amenities
A large portion of amenities are not ideally situated within walking distance, potentially requiring residents to utilize a vehicle or public transportation.
Commute
Access to public transportation in this particular area may be limited, which can result in longer-than-average commute times to reach workplaces.
Health & Safety
A low health and safety score may be attributed to factors such as subpar air quality and the unavailability of certain health-related facilities like hospitals, clinics, doctors and pharmacies.
Elgin is a smaller city located in the state of Oklahoma. The city has a population of 3,200 inhabitants. At 76%, the majority of the Elgin population is White; this is followed by 7% Black and 2% Asian. Elgin tends to attract a younger crowd, as the median age of 31 is far below the national average. If you're not a fan of traffic congestion and long commute times to work, Elgin is the place to be. Commutes to work here are shorter, with an average one-way commute time taking only 19 minutes, significantly lower than the national average of 26 minutes.
Whether you’re relocating to a new town to be closer to family, friends or for a new job, living in Elgin could be a positive experience compared to other cities in Oklahoma if you know where to search. Don't forget to determine what matters most to you in a neighborhood. Consider factors such as safety, proximity to work or school, access to amenities (like parks, fitness facilities, grocery stores, restaurants), public transportation options, community atmosphere and the overall vibe you're looking for. Using the livability score which includes data from categories like crime, cost of living, commute, health & safety, housing, you can easily compare the best places to live in Elgin and also determine if there are any nearby cities that might be a better match for your lifestyle. You can also compare Elgin to Oklahoma and the national average.
The livability score in Elgin is 72/100 and the city is ranked in the 82nd percentile of all cities across America. If we dig a little deeper into each category within the livability score, we see that Elgin has higher than average scores for the following: crime (A+), cost of living (A-), employment (A-) and housing (A+). Elgin does not rank well for the following: amenities (F). It might be a good idea to take a closer look at each category to find out why.
Crime rates play a pivotal role in the decision-making process for anyone considering a move, as they directly influence the overall sense of safety, security and quality of life in a given location. Elgin shines in this regard, earning exemplary ratings for its exceptionally low violent crime rates, standing at 0 crimes per 100,000 residents. These rates are notably below the national average, underscoring the community's commitment to safety and contributing to an enhanced quality of life.
The Elgin unemployment rate of 2.3% has continued to decrease over the years and is now well below the national average. The result could lead to reduced poverty and inequality in the area, higher wages and increased economic growth. This is a positive sign in the overall health of the local economy.
Finding affordable real estate and housing in Elgin can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.
Assuming that Elgin meets all of your requirements like low crime rates, good schools and great local amenities, the next most important item to examine is the affordability of real estate in Elgin. Everything else becomes a lot less important if it turns out that home prices in Elgin are simply unattainable. Median real estate prices in Elgin come in at $347,680, which is 61.4% higher than the Oklahoma average. The home price to income ratio compares the median home prices to the median household income. In Elgin, the home price to income ratio is 3.3, which is 10% higher than the Oklahoma average.
| Statistic | Elgin | Oklahoma | National |
| Average one way commute | 19min | 21min | 26min |
| Workers who drive to work | 80.9% | 82.6% | 76.4% |
| Workers who carpool | 12.3% | 10.1% | 9.3% |
| Workers who take public transit | 0.0% | 0.5% | 5.1% |
| Workers who bicycle | 0.0% | 0.2% | 0.6% |
| Workers who walk | 0.2% | 1.8% | 2.8% |
| Working from home | 4.8% | 3.6% | 4.6% |
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