Livability Awards

For Sale
For Rent

Find real estate listings

Find rental listings

A+ Elgin Amenities Lots of amenities close to this location
D Elgin Cost of Living Cost of living is 7% higher than Illinois
1066% more expensive than the US average
991% less expensive than the US average
United States
100National cost of living index
Elgin cost of living
A- Elgin Crime Total crime is 35% lower than Illinois
Total crime
1,59942% lower than the US average
Chance of being a victim
1 in 6342% lower than the US average
Year-over-year crime
2%Year over year crime is up
Elgin crime
D Elgin Employment Household income is 2% higher than Illinois
Median household income
$60,3759% higher than the US average
Income per capita
$25,07616% lower than the US average
Unemployment rate
6%21% higher than the US average
Elgin employment
B+ Elgin Housing Home value is 5% lower than Illinois
Median home value
$166,50010% lower than the US average
Median rent price
$9914% higher than the US average
Home ownership
66%4% higher than the US average
Elgin real estate or Elgin rentals
F Elgin Schools HS graduation rate is 12% lower than Illinois
High school grad. rates
75%10% lower than the US average
School test scores
24%52% lower than the US average
Student teacher ratio
20:124% higher than the US average
Elgin K-12 schools or Elgin colleges

Living in Elgin, IL

Elgin, Illinois is a moderately-sized city with a population of 111,919 people. More than a quarter of the residents of Elgin identify themselves as Hispanic or Latino, and 39% of the population speak Spanish as their primary or secondary language. 74% of the people in Elgin (over the age of 15) are married and 47% have kids under the age of eighteen. Knowing that, it’s safe to say that this area could be a great place for other families to lay down roots.

Are you trying to ascertain if living in Elgin is the right fit for your lifestyle? To ensure a fulfilling experience before moving to any new city in Illinois, you will probably want to make sure that you check all of the most important boxes. To help you find the best places to live in and around Elgin, AreaVibes has created a livability score using key metrics like amenities, cost of living, weather, employment and more.

With a livability score of 71 out of 100, Elgin is ranked #9,536 in the United States and #240 in Illinois. If we explore each of the categories individually, we see that Elgin ranks well for amenities (A+), crime (A-) and housing (B+). Elgin does not score well for the following: cost of living (D), weather (D-), education (F) and employment (D). It might be a good idea to take a closer look at each category to find out why.

Conveniently located amenities and interesting attractions are a great way to continuously enjoy Elgin on a regular basis. Knowing that there are an abundance of amenities and things to do can ensure that you always have access to nearby grocery stores, restaurants and coffee shops.

Low violent crime (murder, rape, robbery, assault) is a must for most people when searching for a new area to live. At 199 crimes per 100,000 residents, Elgin has a violent crime rate that is far below the national average.

Finding affordable real estate and apartments for rent in Elgin can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category.

Certain items on your wish list like shopping, restaurants, nightlife and proximity to public transportation are all important factors to search for. Having said that, perhaps the most important metric to consider when contemplating a move to Elgin is real estate affordability. Median real estate prices in Elgin come in at $166,500, which is 4.7% lower than the Illinois average. The home price to income ratio compares the median home prices to the median household income. In Elgin, the home price to income ratio is 2.8, which is 6.7% lower than the Illinois average. Year over year appreciation rates for homes in the Elgin area were 6.6% and the 5 year appreciation rates came in at 8.5%. Why is this important? Knowing the appreciation rates for any area is a quick and easy way to determine if you will see a solid return on your investment.

Check Your Commute Time

Monthly costs include: fuel, maintenance, tires, insurance, license fees, taxes, depreciation, and financing.
See more Elgin, IL transportation information

Compare Elgin, IL Livability To Other Cities

Best Cities Near Elgin, IL

PlaceLivability scoreScoreMilesPopulationPop.
Indian Head Park, IL8627.13,823
Clarendon Hills, IL8123.48,641
Pistakee Highlands, IL8125.73,263
Algonquin, IL818.930,413
PlaceLivability scoreScoreMilesPopulationPop.
Lake in the Hills, IL8110.128,908
Pleasant Prairie, WI814020,395
Grandwood Park, IL8128.85,471
Schaumburg, IL8010.274,366
See all Illinois cities

How Do You Rate The Livability In Elgin?

1. Select a livability score between 1-100
2. Select any tags that apply to this area View results

Elgin Reviews

Write a review about Elgin Tell people what you like or don't like about Elgin…
Review Elgin
Overall rating Rollover stars and click to rate
Rate local amenities Rollover bars and click to rate
Wonderful Community for Young Families

This community is wonderful. All of the neighbors are friendly and there are great community events offered. You can walk downtown to all amazing attractions and Restaurant Row. There are plenty of parks and natural areas. There is a wide array of private schools to choose from. Historic preservation is big here, it's like walking into a very well-maintained time capsule! Everyone cares for their yards and each other. Great place to live and raise a family!
  • 0 0
Elgin, IL - Average At Best

In Elgin, I had a lot of fun at the Grand Victoria Casino. I actually won most of my money back that I went there to play with, which I'm sad to say, is rare for me. The casino offers live entertainment which was actually pretty good. On stage the first part of the night was a comedy act which was pretty funny and, the second part of the evening was open karaoke.

I loved that the communities in the city of Elgin are not complicated and easy to navigate. The streets are easy to maneuver through and there are lots of helpful people outside with their kids or dogs. The only thing I didn't like is that every place you go there are sweat bees. I thought it was the worst thing in the world to have flies all around you, well I stand corrected.

The restaurants in Elgin that I dined at all had good food and good customer service. There was not that much diversity when it come to types of food throughout the city. There were only American restaurants and two seafood restaurants. There are not many nightclubs in Elgin. However, there are lots of pubs and karaoke bars. The one club I went to called Medusa, played nothing but techno music the entire night.

There is very little shopping in Elgin. There is a shopping center called Elgin Shopping Mall but there are few stores and they cater to the elderly, scrap bookers or candle lovers.
  • 0 0
Reason for reporting
Source: The Elgin, IL data and statistics displayed above are derived from the 2016 United States Census Bureau American Community Survey (ACS).
Are you looking to buy or sell?
What style of home are you
What is your
When are you looking to
ASAP1-3 mos.3-6 mos.6-9 mos.1 yr+
Connect with top real estate agents
By submitting this form, you consent to receive text messages, emails, and/or calls (may be recorded; and may be direct, autodialed or use pre-recorded/artificial voices even if on the Do Not Call list) from AreaVibes or our partner real estate professionals and their network of service providers, about your inquiry or the home purchase/rental process. Messaging and/or data rates may apply. Consent is not a requirement or condition to receive real estate services. You hereby further confirm that checking this box creates an electronic signature with the same effect as a handwritten signature.