Cost of Living in Eldorado at Santa Fe, NM

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F
30%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
107%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Eldorado at Santa Fe New Mexico National
Cost of living13094100
Groceries9698100
Health care9598100
Housing20785100
Transportation9598100
Utilities9997100
Lifestyle & Entertainment10096100
Household Items9998100
Education & Childcare9296100
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Homes For Sale In Eldorado at Santa Fe, NM

property for sale

51 Spur Ranch Rd

Lamy, NM
property for sale

12 Gaviota Rd

Santa Fe, NM
property for sale

6 Palacio Rd

Santa Fe, NM
property for sale

23 Monterey Rd

Santa Fe, NM

Cost Of Living Quick Facts

  • The cost of living in Eldorado at Santa Fe is 38% higher than the New Mexico average
  • The cost of living in Eldorado at Santa Fe is 30% higher than the national average
  • Eldorado at Santa Fe housing is 107% higher than the national average
  • New Mexico general sales tax is 2% lower than the national average
  • New Mexico state income tax is 35% lower than the national average

Most Affordable Places to Live in and Around Eldorado at Santa Fe

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Compare Eldorado at Santa Fe, NM Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$115,736$9,645$2,700$3,472
      Renters$127,382$10,615$2,972$3,822
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Eldorado at Santa Fe, NM, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Eldorado at Santa Fe, homeowners have a median income of $115,736. Using that number, a maximum of $2,700 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $127,382, which means there is a maximum of $2,972 to be spent on the costs of renting a home or apartment.

      New Mexico Sales Tax

      State General Sales Tax With Max Surtax
      New Mexico 5% 8.688%

      New Mexico Income Tax

      State Income Tax (Low) Income Tax (High)
      New Mexico 1.7% 5.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lamy, NM165963.6%
      Los Cerrillos, NM92963.6%
      Rowe, NM529963.6%
      Pecos, NM1,2348614.1%
      Madrid, NM328981.6%
      Eldorado at Santa Fe, NM5,68313029.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Glencoe, MN5,684954.6%
      Hooksett, NH5,68411313.3%
      Jonesborough, TN5,684963.6%
      Saranac Lake, NY5,6811000.4%
      Ashfield-Colborne-Wawanosh, ON5,681n/a 
      Eldorado at Santa Fe, NM5,68313029.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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