Cost Of Living in Elberta, MI

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12%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elberta	Michigan	National
Cost of living	88	91	100
Groceries	100	98	100
Health care	96	97	100
Housing	66	76	100
Transportation	95	96	100
Utilities	102	100	100
Lifestyle & Entertainment	95	96	100
Household Items	99	98	100
Education & Childcare	101	95	100

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Cost Of Living Quick Facts

The cost of living in Elberta is 3% lower than the Michigan average
The cost of living in Elberta is 12% lower than the national average
Elberta housing is 34% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$105,740	$8,812	$2,467	$3,173
Renters	$0	$0	$0	$0

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pilgrim, MI	10	98	1.8%
Beulah, MI	161	81	19.1%
Thompsonville, MI	457	82	18.2%
Honor, MI	186	90	9.7%
Benzonia, MI	564	92	7.9%
Elberta, MI	195	88	11.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Halibut Cove, AK	195	139	39.2%
Lutak, AK	195	114	14.2%
Huetter, ID	195	103	3.3%
Plattville, IL	195	110	9.6%
Corunna, IN	195	84	16.1%
Elberta, MI	195	88	11.6%