| Index | Elberfeld | Indiana | National |
| Cost of living | 91 | 90 | 100 |
| Goods & Services | 100 | 94 | 100 |
| Groceries | 95 | 98 | 100 |
| Health care | 88 | 96 | 100 |
| Housing | 68 | 72 | 100 |
| Transportation | 91 | 95 | 100 |
| Utilities | 121 | 107 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $88,472 | $7,373 | $2,064 | $2,654 |
| Renters | $36,964 | $3,080 | $862 | $1,109 |
| State | General Sales Tax | With Max Surtax |
| Indiana | 7% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Indiana | 3.15% | 3.15% |
| Item | Elberfeld | National avg. | Difference |
| Haircut | $25.34 | $24.26 | 4.4% |
| Beauty Salon | $44.12 | $45.56 | 3.2% |
| Toothpaste | $3.70 | $3.70 | 0.0% |
| Shampoo | $1.23 | $1.28 | 3.9% |
| Movie | $13.11 | $12.13 | 8.1% |
| Bowling | $16.17 | $18.00 | 10.2% |
| Item | Elberfeld | National avg. | Difference |
| Ground Beef | $5.74 | $5.84 | 1.8% |
| Fried Chicken | $1.37 | $1.57 | 13.2% |
| Milk | $4.50 | $4.67 | 3.7% |
| Potatoes | $5.13 | $4.93 | 3.9% |
| Pizza | $11.24 | $12.09 | 7.0% |
| Beer | $9.75 | $10.41 | 6.4% |
| Item | Elberfeld | National avg. | Difference |
| Optometrist | $94.06 | $125.68 | 25.2% |
| Doctor | $105.07 | $135.78 | 22.6% |
| Dentist | $103.51 | $113.29 | 8.6% |
| Ibuprofen | $10.26 | $10.65 | 3.7% |
| Lipitor | $470.38 | $468.60 | 0.4% |
| Item | Elberfeld | National avg. | Difference |
| Home Price | $126,700.00 | $184,700.00 | 31.4% |
| Avg. Mortgage Payment | $1,772.15 | $2,346.69 | 24.5% |
| Apartment Rent | $641.00 | $949.00 | 32.5% |
| Item | Elberfeld | National avg. | Difference |
| Gasoline | $3.25 | $3.46 | 6.1% |
| Tire Balancing | $50.23 | $59.92 | 16.2% |
| Item | Elberfeld | National avg. | Difference |
| All Electricity | $259.32 | $193.99 | 33.7% |
| Phone | $189.86 | $192.25 | 1.2% |
| City | Population | Cost of Living Index | National Avg. |
| Spurgeon, IN | 123 | 83 | 16.9% |
| Cynthiana, IN | 653 | 85 | 15.2% |
| Owensville, IN | 1,391 | 85 | 15.0% |
| Oakland City, IN | 2,570 | 86 | 14.0% |
| Francisco, IN | 541 | 87 | 13.0% |
| Elberfeld, IN | 829 | 91 | 9.4% |
| City | Population | Cost of Living Index | National Avg. |
| Autaugaville, AL | 829 | 79 | 21.2% |
| Screven, GA | 829 | 84 | 16.0% |
| Grand Junction, IA | 829 | 83 | 17.0% |
| Whiting, IA | 829 | 82 | 17.7% |
| Oil City, LA | 829 | 81 | 19.4% |
| Elberfeld, IN | 829 | 91 | 9.4% |