| Index | Elberfeld | Indiana | National |
| Cost of living | 92 | 90 | 100 |
| Goods & Services | 101 | 95 | 100 |
| Groceries | 96 | 99 | 100 |
| Health care | 100 | 99 | 100 |
| Housing | 70 | 72 | 100 |
| Transportation | 108 | 101 | 100 |
| Utilities | 106 | 95 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $129,788 | $10,816 | $3,028 | $3,894 |
| Renters | $54,925 | $4,577 | $1,281 | $1,648 |
| State | General Sales Tax | With Max Surtax |
| Indiana | 7% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Indiana | 3.15% | 3.15% |
| Item | Elberfeld | National avg. | Difference |
| Haircut | $24.61 | $27.62 | 10.9% |
| Beauty Salon | $39.63 | $51.11 | 22.5% |
| Toothpaste | $4.18 | $4.09 | 2.1% |
| Shampoo | $1.70 | $1.54 | 10.2% |
| Movie | $13.48 | $12.88 | 4.7% |
| Yoga | $18.70 | $19.66 | 4.9% |
| Item | Elberfeld | National avg. | Difference |
| Ground Beef | $7.91 | $7.70 | 2.7% |
| Fried Chicken | $1.50 | $1.66 | 9.8% |
| Milk | $4.71 | $4.73 | 0.5% |
| Potatoes | $5.27 | $5.26 | 0.3% |
| Pizza | $11.13 | $12.76 | 12.8% |
| Beer | $10.23 | $10.55 | 3.0% |
| Item | Elberfeld | National avg. | Difference |
| Optometrist | $117.40 | $140.06 | 16.2% |
| Doctor | $161.58 | $153.82 | 5.0% |
| Dentist | $128.32 | $123.15 | 4.2% |
| Ibuprofen | $11.47 | $11.73 | 2.2% |
| Lipitor | $20.52 | $23.61 | 13.1% |
| Item | Elberfeld | National avg. | Difference |
| Home Price | $233,051.00 | $326,622.00 | 28.6% |
| Avg. Mortgage Payment | $1,894.30 | $2,480.25 | 23.6% |
| Apartment Rent | $969.00 | $1,444.00 | 32.9% |
| Item | Elberfeld | National avg. | Difference |
| Gasoline | $3.48 | $3.06 | 13.9% |
| Tire Balancing | $61.24 | $65.21 | 6.1% |
| Item | Elberfeld | National avg. | Difference |
| All Electricity | $241.74 | $220.12 | 9.8% |
| Phone | $193.62 | $195.71 | 1.1% |
| City | Population | Cost of Living Index | National Avg. |
| Spurgeon, IN | 125 | 84 | 15.7% |
| Cynthiana, IN | 680 | 86 | 14.2% |
| Owensville, IN | 1,428 | 86 | 13.8% |
| Oakland City, IN | 2,648 | 87 | 12.7% |
| Francisco, IN | 562 | 88 | 12.2% |
| Elberfeld, IN | 862 | 92 | 7.9% |
| City | Population | Cost of Living Index | National Avg. |
| Sunol, CA | 862 | 230 | 129.6% |
| Battle Creek, IA | 862 | 76 | 24.4% |
| Keota, IA | 862 | 82 | 17.7% |
| Morgan, MN | 862 | 87 | 12.6% |
| Curtis, NE | 862 | 79 | 21.4% |
| Elberfeld, IN | 862 | 92 | 7.9% |