Cost of Living in Oakland City, IN

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oakland City Indiana National
Cost of living8489100
Groceries9797100
Health care9497100
Housing5472100
Transportation9796100
Utilities9496100
Lifestyle & Entertainment9995100
Household Items9998100
Education & Childcare9994100
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Homes For Sale In Oakland City, IN

property for sale

W Co Road 775 S

Monroe Township, IN
property for sale

7000 S Meridian Rd

Oakland City, IN
property for sale

411 W Trusler St

Oakland City, IN
property for sale

320 E Harrison St

Oakland City, IN

Cost Of Living Quick Facts

  • The cost of living in Oakland City is 6% lower than the Indiana average
  • The cost of living in Oakland City is 16% lower than the national average
  • Oakland City housing is 46% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Oakland City

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Compare Oakland City, IN Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,113$6,509$1,823$2,344
      Renters$49,527$4,127$1,156$1,486

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Otwell, IN2517425.8%
      Decker, IN2647822.1%
      Patoka, IN9458119.0%
      Spurgeon, IN1258118.9%
      Winslow, IN9308217.9%
      Oakland City, IN2,6488415.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Deerfield, WI2,6481032.6%
      Spooner, WI2,6488911.4%
      Holyrood, NL2,647n/a 
      Shawnee Hills, OH2,649937.2%
      Williamsburg, OH2,6498911.3%
      Oakland City, IN2,6488415.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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