Cost Of Living in Francisco, IN

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15%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Francisco	Indiana	National
Cost of living	85	89	100
Groceries	97	97	100
Health care	94	97	100
Housing	56	72	100
Transportation	97	96	100
Utilities	94	96	100
Lifestyle & Entertainment	99	95	100
Household Items	99	98	100
Education & Childcare	99	94	100

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Cost Of Living Quick Facts

The cost of living in Francisco is 5% lower than the Indiana average
The cost of living in Francisco is 15% lower than the national average
Francisco housing is 44% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,602	$6,550	$1,834	$2,358
Renters	$108,367	$9,031	$2,528	$3,251

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Decker, IN	264	78	22.1%
Allendale, IL	677	80	20.2%
Patoka, IN	945	81	19.0%
Spurgeon, IN	125	81	18.9%
Winslow, IN	930	82	17.9%
Francisco, IN	562	85	15.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
New Cuyama, CA	562	105	5.1%
Centralia, KS	562	81	19.2%
Cordova, MD	562	103	2.9%
Brunswick Station, ME	562	109	9.3%
Lafayette, MN	562	88	12.3%
Francisco, IN	562	85	15.4%