Cost of Living in Effingham, KS

Get 300+ Local Insights for Any Address in Effingham, KS

Get Access to 300+ Local Data Points
A+
17%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Effingham Kansas National
Cost of living8390100
Groceries9797100
Health care9496100
Housing5277100
Transportation9896100
Utilities9495100
Lifestyle & Entertainment9494100
Household Items9997100
Education & Childcare9293100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Effingham, KS

property for sale

Decatur Rd

Effingham, KS
property for sale

1007 George St

Effingham, KS
property for sale

1003 George St

Effingham, KS
property for sale

1005 George St

Effingham, KS
See the Newest Homes For Sale In Effingham, KS

Cost Of Living Quick Facts

  • The cost of living in Effingham is 8% lower than the Kansas average
  • The cost of living in Effingham is 17% lower than the national average
  • Effingham housing is 48% lower than the national average
  • Kansas general sales tax is 27% higher than the national average
  • Kansas state income tax is 19% higher than the national average

Most Affordable Places to Live in and Around Effingham

See all the best places to live around Effingham

Compare Effingham, KS Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Effingham?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Effingham?
      Write a review to give others more information about this area.
      See all Effingham poll results

      The best places in Kansas

      Here are the best places to live in KansasSafest States In The USSafest Cities In The USCheck out the 10 most dangerous cities in Kansas
      Best Places in Kansas

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,248$7,021$1,966$2,528
      Renters$32,978$2,748$769$989

      Kansas Sales Tax

      State General Sales Tax With Max Surtax
      Kansas 6.5% 11.5%

      Kansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Kansas 3.1% 4.7%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kickapoo Site 2, KS587227.7%
      Huron, KS567327.4%
      Willis, KS317524.8%
      Easton, KS2547921.2%
      Everest, KS3658020.3%
      Effingham, KS4678317.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Komelik, AZ4678811.9%
      Clipper Mills, CA46711616.4%
      Martin, GA4679010.0%
      Little Rock, IA4678019.5%
      New Virginia, IA4678812.1%
      Effingham, KS4678317.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026