Cost Of Living in Edwards, NY

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13%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

65%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Edwards	New York	National
Cost of living	87	121	100
Groceries	105	106	100
Health care	108	110	100
Housing	35	144	100
Transportation	113	113	100
Utilities	111	112	100
Lifestyle & Entertainment	107	111	100
Household Items	107	106	100
Education & Childcare	118	118	100

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Homes For Sale In Edwards, NY

8 2nd St

Edwards, NY

Cost Of Living Quick Facts

The cost of living in Edwards is 28% lower than the New York average
The cost of living in Edwards is 13% lower than the national average
Edwards housing is 65% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,574	$7,881	$2,207	$2,838
Renters	$26,653	$2,221	$622	$800

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Natural Bridge, NY	236	88	11.6%
Star Lake, NY	560	89	10.6%
Hermon, NY	399	90	9.7%
Harrisville, NY	637	92	8.2%
Hailesboro, NY	797	93	6.7%
Edwards, NY	445	87	12.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clay Springs, AZ	445	97	2.7%
Lake Almanor Country Club, CA	445	143	43.0%
Brooklyn, IL	445	74	26.2%
Oak Grove, IL	445	78	21.6%
Axtell, KS	445	85	14.6%
Edwards, NY	445	87	12.8%