Cost Of Living in Clay Springs, AZ

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A+

3%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

14%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Clay Springs	Arizona	National
Cost of living	97	101	100
Groceries	99	101	100
Health care	102	101	100
Housing	86	96	100
Transportation	98	102	100
Utilities	112	111	100
Lifestyle & Entertainment	104	103	100
Household Items	100	101	100
Education & Childcare	107	103	100

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Homes For Sale In Clay Springs, AZ

2116 Marble Rd

Clay Springs, AZ

4935 Cemetery Rd

Show Low, AZ

2145 Pulp Mill Rd

Clay Springs, AZ

4964 Morning Glory St

Show Low, AZ

Cost Of Living Quick Facts

The cost of living in Clay Springs is 4% lower than the Arizona average
The cost of living in Clay Springs is 3% lower than the national average
Clay Springs housing is 14% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$67,701	$5,642	$1,580	$2,031
Renters	$0	$0	$0	$0

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Snowflake, AZ	6,094	98	1.7%
Taylor, AZ	4,368	104	4.4%
Linden, AZ	2,608	113	12.9%
Pinedale, AZ	416	126	25.8%
Clay Springs, AZ	445	97	2.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lake Almanor Country Club, CA	445	143	43.0%
Brooklyn, IL	445	74	26.2%
Oak Grove, IL	445	78	21.6%
Axtell, KS	445	85	14.6%
Linn, KS	445	79	21.1%
Clay Springs, AZ	445	97	2.7%