Cost of Living in East Farmingdale, NY

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F
45%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
127%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index East Farmingdale New York National
Cost of living145121100
Groceries104106100
Health care110110100
Housing227144100
Transportation113113100
Utilities110112100
Lifestyle & Entertainment114111100
Household Items105106100
Education & Childcare113118100
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Homes For Sale In East Farmingdale, NY

property for sale

38 Wall St

Farmingdale, NY
property for sale

14 Leanore Dr

Farmingdale, NY

Cost Of Living Quick Facts

  • The cost of living in East Farmingdale is 20% higher than the New York average
  • The cost of living in East Farmingdale is 45% higher than the national average
  • East Farmingdale housing is 127% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$188,263$15,689$4,393$5,648
      Renters$81,261$6,772$1,896$2,438
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in East Farmingdale, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for East Farmingdale homeowners, is $188,263. This would allow for a maximum of $4,393 per month to be spent on housing costs. For renters, the median monthly income is $81,261 which would result in a maximum of $1,896 to be spent on rental costs.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Ocean Beach, NY321109.6%
      Saltaire, NY261109.6%
      Wyandanch, NY11,92512525.1%
      Central Islip, NY34,52612828.1%
      Brentwood, NY64,44812929.5%
      East Farmingdale, NY6,30714544.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Newberry, FL6,3061055.5%
      Colusa, CA6,30511817.8%
      Junction City, OR6,30511110.6%
      Larchmont, NY6,304233132.9%
      South Gate Ridge, FL6,31011515.4%
      East Farmingdale, NY6,30714544.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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