Cost of Living in Dwight, IL

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A+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dwight Illinois National
Cost of living9198100
Groceries99100100
Health care97100100
Housing7195100
Transportation100101100
Utilities10199100
Lifestyle & Entertainment99100100
Household Items98100100
Education & Childcare106100100
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Homes For Sale In Dwight, IL

property for sale

312 N Chicago St

Dwight, IL
property for sale

305 E Delaware St

Dwight, IL
property for sale

103 E Chippewa St

Dwight, IL
property for sale

Lincoln St

Dwight, IL
See the Newest Homes For Sale In Dwight, IL

Cost Of Living Quick Facts

  • The cost of living in Dwight is 7% lower than the Illinois average
  • The cost of living in Dwight is 9% lower than the national average
  • Dwight housing is 29% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Dwight

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,028$8,919$2,497$3,211
      Renters$40,174$3,348$937$1,205
      The affordability of the housing market in Dwight, IL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Dwight homeowners, the median income is $107,028. This indicates that a monthly maximum of $2,497 should be spent by homeowners on all housing related costs. Renters have a median income of $40,174. This indicates that renters would have a maximum of $937 for their rent related monthly costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Union Hill, IL718119.0%
      Emington, IL938218.4%
      Cabery, IL2688614.4%
      Kempton, IL3288614.1%
      Ransom, IL3628713.5%
      Dwight, IL3,954918.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bordentown, NJ3,95211817.9%
      Jacksonwald, PA3,9521087.6%
      West Point, GA3,956936.7%
      Pennsburg, PA3,9511055.2%
      Forks, WA3,9511022.3%
      Dwight, IL3,954918.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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