Cost Of Living in Downsville, MD

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F

28%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

76%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Downsville	Maryland	National
Cost of living	128	121	100
Groceries	106	105	100
Health care	106	109	100
Housing	176	151	100
Transportation	109	109	100
Utilities	104	108	100
Lifestyle & Entertainment	110	109	100
Household Items	105	105	100
Education & Childcare	109	112	100

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Cost Of Living Quick Facts

The cost of living in Downsville is 6% higher than the Maryland average
The cost of living in Downsville is 28% higher than the national average
Downsville housing is 76% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$255,150	$21,263	$5,953	$7,655
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Gapland, MD	62	108	7.7%
Mercersville, MD	195	107	6.9%
Breathedsville, MD	288	107	6.9%
Mount Briar, MD	121	107	6.9%
Yarrowsburg, MD	281	108	7.7%
Downsville, MD	886	128	27.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Griggstown, NJ	886	140	39.6%
Benton, WI	886	87	12.9%
Saint-Roch-des-Aulnaies, QC	886	n/a
Ham-Nord, QC	886	n/a
Duhamel-Ouest, QC	886	n/a
Downsville, MD	886	128	27.7%