A+
11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
41%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Douglas Arizona National
Cost of living89101100
Groceries99101100
Health care101101100
Housing5996100
Transportation102102100
Utilities111111100
Lifestyle & Entertainment104103100
Household Items101101100
Education & Childcare102103100
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An Overview of Cost of Living in Douglas, AZ

Understanding the cost of living in Douglas can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Douglas cost of living index is 89, which is 11% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Douglas housing costs are 41% less than the national average, making this area an affordable place to live. Your net income can be heavily impacted by housing expenses, at times exceeding 30%. Fortunately, this area demonstrates that both homeownership and renting costs are significantly more budget-friendly than in the rest of the country. With such favorable housing affordability, Douglas residents can earmark a more manageable portion of their income to housing.

Is Douglas Affordable?

Is Douglas an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Douglas, the median home price is 41.6% lower than what most folks pay across the country, and monthly rent prices are 39.7% lower than the usual rates. Income levels in Douglas come in at $56,770, which is 30.2% lower than the national average.

What Factors can Influence the Cost of Living in Douglas?

Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Douglas, the transportation index is 2% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Douglas, healthcare costs are 0.8% higher than the national average.

Where is the Data From?

The Douglas cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Douglas is 11% lower than the Arizona average
  • The cost of living in Douglas is 11% lower than the national average
  • Douglas housing is 41% lower than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Douglas

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Compare Douglas, AZ Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,840$5,487$1,536$1,975
      Renters$45,109$3,759$1,052$1,353
      A good way to judge both the affordability of the housing and the cost of living in Douglas is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Douglas has a median income of about $65,840 for people who own homes. Based on that number, a maximum of $1,536 should be spent on expenses related to housing. Renters have a slightly different median income, which is $45,109. Based on this average, renters should spend no more than $1,052 on all rental costs if they want to maintain a non-impoverished standard of living.

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pirtleville, AZ1,2638613.7%
      Douglas, AZ16,9208910.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gainesville, TX16,9228811.6%
      Lake Wales, FL16,9261011.1%
      East Riverdale, MD16,91111919.2%
      Country Club Hills, IL16,930981.7%
      Four Corners, OR16,9091099.2%
      Douglas, AZ16,9208910.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.