A+
17%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Herman Gardens Detroit Michigan
Cost of living838291
Groceries1009898
Health care969997
Housing494776
Transportation989396
Utilities103102100
Lifestyle & Entertainment919896
Household Items1009998
Education & Childcare949795
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Cost Of Living Quick Facts

  • The cost of living in Herman Gardens is 9% lower than the Detroit average
  • The cost of living in Herman Gardens is 17% lower than the national average
  • Herman Gardens housing is 51% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Herman Gardens

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Compare Detroit, MI Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$32,521$2,710$759$976

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

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      Inkster, MI25,3338217.5%
      Hamtramck, MI22,1998416.2%
      Detroit, MI692,0448217.6%

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      Portland, OR675,30713938.8%
      Memphis, TN674,455919.1%
      Detroit, MI692,0448217.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.