Cost of Living in Delaware, IA

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14%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Delaware Iowa National
Cost of living8689100
Groceries9597100
Health care9896100
Housing6274100
Transportation9597100
Utilities9395100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9794100
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Cost Of Living Quick Facts

  • The cost of living in Delaware is 4% lower than the Iowa average
  • The cost of living in Delaware is 14% lower than the national average
  • Delaware housing is 38% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Delaware

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Compare Delaware, IA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$104,431$8,703$2,437$3,133
      Renters$0$0$0$0

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Masonville, IA1157822.3%
      Hopkinton, IA5908119.0%
      Greeley, IA3298217.8%
      Colesburg, IA5378317.3%
      Strawberry Point, IA1,4428416.1%
      Delaware, IA1478614.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Golovin, AK147955.4%
      Rye, AR1478118.9%
      Sidney, AR1477623.9%
      West Point, AR1478217.6%
      Alpine Village, CA14712828.2%
      Delaware, IA1478614.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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