| Index | DeBary | Florida | National |
| Cost of living | 109 | 102 | 100 |
| Groceries | 100 | 102 | 100 |
| Health care | 104 | 104 | 100 |
| Housing | 123 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 114 | 110 | 100 |
| Lifestyle & Entertainment | 104 | 104 | 100 |
| Household Items | 100 | 102 | 100 |
| Education & Childcare | 103 | 106 | 100 |
Getting a feel for the cost of living in DeBary is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in DeBary is 109, which is 9% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in DeBary is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Housing costs are a very significant part of the DeBary cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 23.2% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Wondering if DeBary is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In DeBary, for example, the median home price is 25.8% higher than what folks pay nationally, and monthly rent is 17.2% higher than the usual rates. Plus, income levels matter too, with DeBary boasting a median household income of $104,529, which is 28.5% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In DeBary, the groceries index is 0.3% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In DeBary, the transportation index is 2.2% higher than the national average.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In DeBary, the housing index comes in at 23.2% higher than the national average.
The DeBary cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $108,865 | $9,072 | $2,540 | $3,266 |
| Renters | $75,589 | $6,299 | $1,764 | $2,268 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Sorrento, FL | 143 | 103 | 3.4% |
| Paisley, FL | 1,346 | 87 | 12.5% |
| Lake Mack-Forest Hills, FL | 2,500 | 90 | 10.1% |
| DeLand Southwest, FL | 1,427 | 93 | 7.3% |
| Pine Lakes, FL | 1,167 | 93 | 7.1% |
| DeBary, FL | 21,665 | 109 | 9.4% |
| City | Population | Cost of Living Index | National Avg. |
| South Milwaukee, WI | 21,661 | 96 | 3.9% |
| Battle Ground, WA | 21,669 | 125 | 25.2% |
| Sweetwater, FL | 21,673 | 107 | 6.9% |
| Easley, SC | 21,688 | 97 | 2.6% |
| Lakeside, CA | 21,636 | 146 | 45.9% |
| DeBary, FL | 21,665 | 109 | 9.4% |
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