Cost Of Living in Dayton, MN

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D-

19%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

72%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Dayton	Minnesota	National
Cost of living	119	99	100
Goods & Services	96	100	100
Groceries	102	101	100
Health care	91	102	100
Housing	172	100	100
Transportation	96	96	100
Utilities	95	95	100

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Cost Of Living Quick Facts

The cost of living in Dayton is 20% higher than the Minnesota average
The cost of living in Dayton is 19% higher than the national average
Dayton housing is 72% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$168,524	$14,044	$3,932	$5,056
Renters	$67,113	$5,593	$1,566	$2,014

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Dayton, MN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Dayton, homeowners have a median income of $168,524. Using that number, a maximum of $3,932 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $67,113, which means there is a maximum of $1,566 to be spent on the costs of renting a home or apartment.

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Goods & Services

Item	Dayton	National avg.	Difference
Haircut	$29.45	$27.62	6.6%
Beauty Salon	$41.84	$51.11	18.1%
Toothpaste	$4.03	$4.09	1.5%
Shampoo	$1.96	$1.54	27.1%
Movie	$12.04	$12.88	6.5%
Yoga	$25.72	$19.66	30.8%

Groceries

Item	Dayton	National avg.	Difference
Ground Beef	$7.57	$7.70	1.7%
Fried Chicken	$1.53	$1.66	8.0%
Milk	$4.64	$4.73	2.0%
Potatoes	$5.00	$5.26	4.9%
Pizza	$13.48	$12.76	5.6%
Beer	$9.61	$10.55	8.9%

Health Care

Item	Dayton	National avg.	Difference
Optometrist	$124.11	$140.06	11.4%
Doctor	$175.71	$153.82	14.2%
Dentist	$95.56	$123.15	22.4%
Ibuprofen	$11.80	$11.73	0.6%
Lipitor	$18.84	$23.61	20.2%

Housing

Item	Dayton	National avg.	Difference
Home Price	$640,752.00	$326,622.00	96.2%
Avg. Mortgage Payment	$1,910.71	$2,480.25	23.0%
Apartment Rent	$1,681.00	$1,444.00	16.4%

Transportation

Item	Dayton	National avg.	Difference
Gasoline	$2.94	$3.06	3.7%
Tire Balancing	$62.72	$65.21	3.8%

Utilities

Item	Dayton	National avg.	Difference
All Electricity	$205.04	$220.12	6.8%
Phone	$194.30	$195.71	0.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hilltop, MN	1,045	78	22.5%
St. Anthony city (Stearns County), MN	108	81	19.2%
Big Lake CDP, MN	390	101	0.8%
Brooklyn Center, MN	31,682	99	0.6%
Columbia Heights, MN	21,019	100	0.5%
Dayton, MN	6,423	119	19.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Aptos, CA	6,423	205	104.8%
Everman, TX	6,422	91	9.0%
Tarrant, AL	6,426	85	15.4%
Cynthiana, KY	6,419	89	11.3%
Crystal Lake, FL	6,427	90	9.8%
Dayton, MN	6,423	119	19.3%