Cost of Living in Dayton, KY

Get 300+ Local Insights for Any Address in Dayton, KY

Get Access to 300+ Local Data Points
A+
12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
31%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dayton Kentucky National
Cost of living8888100
Groceries9998100
Health care9997100
Housing6970100
Transportation9796100
Utilities9595100
Lifestyle & Entertainment9795100
Household Items9697100
Education & Childcare9194100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Dayton, KY

property for sale

1122 5th Ave

Dayton, KY
property for sale

1105 McKinney Ave

Dayton, KY
property for sale

125 8th Ave

Dayton, KY
property for sale

102 8th Ave

Dayton, KY
See the Newest Homes For Sale In Dayton, KY

Cost Of Living Quick Facts

  • The cost of living in Dayton is equal to the Kentucky average
  • The cost of living in Dayton is 12% lower than the national average
  • Dayton housing is 31% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Dayton

See all the best places to live around Dayton

Compare Dayton, KY Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Dayton?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Dayton?
      Write a review to give others more information about this area.
      See all Dayton poll results

      The best places in Kentucky

      Here are the best places to live in KentuckySee the best places to live in DaytonThese are the 10 cheapest cities in KentuckyCheck out the 10 most dangerous cities in Kentucky
      Best Places in Kentucky

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,468$8,622$2,414$3,104
      Renters$40,896$3,408$954$1,227
      A good way to judge both the affordability of the housing and the cost of living in Dayton is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Dayton has a median income of about $103,468 for people who own homes. Based on that number, a maximum of $2,414 should be spent on expenses related to housing. Renters have a slightly different median income, which is $40,896. Based on this average, renters should spend no more than $954 on all rental costs if they want to maintain a non-impoverished standard of living.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plainville, OH159973.4%
      Dillonvale village, OH6678020.2%
      Elmwood Place, OH2,1328019.8%
      Arlington Heights, OH8558218.1%
      Lincoln Heights, OH3,4788217.9%
      Dayton, KY5,7348811.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Willard, MO5,734928.4%
      Sierra View, PA5,7331032.6%
      Duquesne, PA5,7368217.7%
      Cambria, CA5,73117372.5%
      Forest, MS5,7318317.3%
      Dayton, KY5,7348811.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026