| Index | Davenport | Iowa | National |
| Cost of living | 91 | 89 | 100 |
| Groceries | 97 | 97 | 100 |
| Health care | 97 | 96 | 100 |
| Housing | 77 | 74 | 100 |
| Transportation | 99 | 97 | 100 |
| Utilities | 98 | 95 | 100 |
| Lifestyle & Entertainment | 94 | 95 | 100 |
| Household Items | 99 | 97 | 100 |
| Education & Childcare | 94 | 94 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Davenport? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Davenport stands at 91, making it 9% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Davenport closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Davenport can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Nobody knows their city better than the people who actually live there. So, we asked 13 local residents how they would rate the cost of living in Davenport and this is how they responded. 77% of people said that the cost of living was affordable, with prices decreasing, while 23% of people said that the cost of living was very expensive and prices continue to rise.
Is Davenport affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Davenport, the median home price is 25.6% lower than the national average and monthly rent prices are 17.8% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Davenport boasting a median household income of $79,074, 2.8% lower than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Davenport, the standard sales tax rate starts at 6%, and the income tax rates commence at 4.4%.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Davenport, the housing index is 23.3% lower than the national average.
The cost of living estimates displayed for Davenport are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $106,447 | $8,871 | $2,484 | $3,194 |
| Renters | $47,875 | $3,990 | $1,117 | $1,436 |
| State | General Sales Tax | With Max Surtax |
| Iowa | 6% | 7% |
| State | Income Tax (Low) | Income Tax (High) |
| Iowa | 4.4% | 6% |
| City | Population | Cost of Living Index | National Avg. |
| Rock Island Arsenal, IL | 366 | 100 | 0.2% |
| Oak Grove, IL | 445 | 78 | 21.6% |
| Panorama Park, IA | 217 | 86 | 14.2% |
| Stockton, IA | 166 | 86 | 13.6% |
| Carbon Cliff, IL | 1,998 | 89 | 11.0% |
| Davenport, IA | 105,320 | 91 | 9.1% |
| City | Population | Cost of Living Index | National Avg. |
| Chatham-Kent, ON | 105,414 | n/a | |
| Renton, WA | 105,173 | 144 | 44.3% |
| El Cajon, CA | 105,484 | 150 | 50.0% |
| Sparks, NV | 105,155 | 121 | 21.4% |
| Brantford, ON | 105,103 | n/a | |
| Davenport, IA | 105,320 | 91 | 9.1% |
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