Cost Of Living in Darwin, MN

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10%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

35%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Darwin	Minnesota	National
Cost of living	90	100	100
Groceries	100	100	100
Health care	99	100	100
Housing	65	100	100
Transportation	100	100	100
Utilities	106	104	100
Lifestyle & Entertainment	101	100	100
Household Items	102	100	100
Education & Childcare	99	99	100

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Cost Of Living Quick Facts

The cost of living in Darwin is 10% lower than the Minnesota average
The cost of living in Darwin is 10% lower than the national average
Darwin housing is 35% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$99,767	$8,314	$2,328	$2,993
Renters	$100,114	$8,343	$2,336	$3,004

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cedar Mills, MN	42	101	0.6%
Cosmos, MN	540	85	14.7%
Grove City, MN	812	88	11.7%
Kingston, MN	227	91	9.1%
Silver Lake, MN	938	90	10.2%
Darwin, MN	312	90	9.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Salesville, AR	312	84	16.4%
Worthington Springs, FL	312	100	0.2%
Deloit, IA	312	81	19.3%
Elizabethtown, IL	312	76	24.3%
Hamilton, KS	312	71	29.3%
Darwin, MN	312	90	9.9%