| Index | Dallas | Oregon | National |
| Cost of living | 113 | 111 | 100 |
| Groceries | 105 | 104 | 100 |
| Health care | 107 | 105 | 100 |
| Housing | 127 | 124 | 100 |
| Transportation | 105 | 106 | 100 |
| Utilities | 110 | 106 | 100 |
| Lifestyle & Entertainment | 104 | 107 | 100 |
| Household Items | 107 | 104 | 100 |
| Education & Childcare | 110 | 109 | 100 |

Are you thinking about relocating, but curious about the potential cost of living in Dallas? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Dallas stands at 113, making it 13% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
When it comes to the cost of living in Dallas, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 27% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Dallas an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Dallas is 40.7% higher than the national average, while the average monthly rent prices are 5% lower than average. The affordability of any location can also be influenced by median income levels. Dallas has a median household income of $87,039, which is 7% higher than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Dallas, the utilities index registers 10.3% higher than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Dallas, healthcare costs are 7.3% higher than the national average.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The Dallas cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $101,988 | $8,499 | $2,380 | $3,060 |
| Renters | $58,823 | $4,902 | $1,372 | $1,765 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Eola, OR | 0 | 107 | 6.6% |
| Rickreall, OR | 0 | 107 | 6.6% |
| Fort Hill, OR | 104 | 75 | 25.3% |
| Grand Ronde, OR | 1,533 | 102 | 2.0% |
| Falls City, OR | 1,535 | 104 | 3.8% |
| Dallas, OR | 17,229 | 113 | 12.7% |
| City | Population | Cost of Living Index | National Avg. |
| Danville, KY | 17,223 | 92 | 8.1% |
| Easton, MD | 17,240 | 118 | 17.7% |
| Waterville, ME | 17,244 | 94 | 6.2% |
| Clayton, MO | 17,205 | 151 | 51.0% |
| Tahlequah, OK | 17,253 | 89 | 10.8% |
| Dallas, OR | 17,229 | 113 | 12.7% |