B
13%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dallas Oregon National
Cost of living113111100
Groceries105104100
Health care107105100
Housing127124100
Transportation105106100
Utilities110106100
Lifestyle & Entertainment104107100
Household Items107104100
Education & Childcare110109100
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An Overview of Cost of Living in Dallas, OR

Are you thinking about relocating, but curious about the potential cost of living in Dallas? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Dallas stands at 113, making it 13% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

When it comes to the cost of living in Dallas, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 27% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Dallas Affordable?

Is Dallas an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Dallas is 40.7% higher than the national average, while the average monthly rent prices are 5% lower than average. The affordability of any location can also be influenced by median income levels. Dallas has a median household income of $87,039, which is 7% higher than the national average.

What Factors can Influence the Cost of Living in Dallas?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Dallas, the utilities index registers 10.3% higher than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Dallas, healthcare costs are 7.3% higher than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Where is the Data From?

The Dallas cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Dallas is 1% higher than the Oregon average
  • The cost of living in Dallas is 13% higher than the national average
  • Dallas housing is 27% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Dallas

See all the best places to live around Dallas

Compare Dallas, OR Cost of Living

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      Cost of living index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,988$8,499$2,380$3,060
      Renters$58,823$4,902$1,372$1,765
      A good indicator of the general affordability of housing in Dallas, OR, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Dallas, the median monthly income is $101,988 for those who own their own homes. Under the standard rule, that income level would allow for $2,380 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $58,823, per the median income in the area. That would allow for renters to spend up to $1,372 on monthly rental expenses.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eola, OR01076.6%
      Rickreall, OR01076.6%
      Fort Hill, OR1047525.3%
      Grand Ronde, OR1,5331022.0%
      Falls City, OR1,5351043.8%
      Dallas, OR17,22911312.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Danville, KY17,223928.1%
      Easton, MD17,24011817.7%
      Waterville, ME17,244946.2%
      Clayton, MO17,20515151.0%
      Tahlequah, OK17,2538910.8%
      Dallas, OR17,22911312.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.