Dade City cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDade CityFloridaNational
Cost of living index8599100
IndexDade CityFloridaNational
Goods & Services index9599100
Groceries index104105100
Health care index103100100
Housing index5796100
Transportation index9998100
Utilities index90102100
Here we can see a simple outline of the cost of living in Dade City, FL. As you can see, with the average cost of living in Dade City, FL being 85, that puts it 14% lower than the average of Florida and 15% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Dade City, FL, the price of goods and services are 3% lower than the average of Florida as well as 5% lower than the nation's average.
For Sale
For Rent

Find real estate listings

Find rental listings

How would you rate the cost of living in Dade City?View resultsWrite a review to give others more information about this area.
Is the cost of living increasing or decreasing in Dade City?View resultsWrite a review to give others more information about this area.

Did you know?

  • The cost of living in Dade City is 14% lower than the Florida average.
  • The cost of living in Dade City is 15% lower than the national average.
  • The cost of housing in Dade City is 43% lower than the national average.
  • Florida general sales tax is 18% higher than the national average.
  • Florida state income tax is 100% lower than the national average.

Compare Dade City, FL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current salary in Dade City, FL to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Dade City, FL, then you would need to earn more income in order to maintain the same standard of living. To use the Dade City, FL salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$49,133$4,094$1,146$1,474
Renters$25,858$2,155$603$776
One can approximate the cost of living and the housing affordability in Dade City, FL by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Dade City, FL have a median income of $49,133. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,146 per month to avoid calamity and poverty. The renters in the city have an income of about $25,858, which would make their monthly maximum allowable rental costs $603.

Florida Sales Tax

StateGeneral Sales TaxWith Max Surtax
Florida6%7.5%

Florida Income Tax

StateIncome Tax (Low)Income Tax (High)
Florida0%0%
When assessing the complete cost of living in Dade City, FL, the Florida income tax and the Florida sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Florida maximum surtax is 7.5%, and the Florida sales tax is 6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 0% to 0% in Florida.

Goods & Services

ItemDade CityNational avg.Difference
Haircut $14.30$17.4918.2%
Beauty Salon $36.87$38.173.4%
Toothpaste $3.16$2.3236.2%
Shampoo $1.01$1.010.2%
Movie $12.08$10.7212.6%
Bowling $18.00$13.8629.9%

Groceries

ItemDade CityNational avg.Difference
Ground Beef $4.93$3.9026.4%
Fried Chicken $1.79$1.4028.2%
Milk $2.63$1.9634.0%
Potatoes $3.79$3.1819.1%
Pizza $9.99$10.393.9%
Beer $9.39$9.231.7%

Health Care

ItemDade CityNational avg.Difference
Optometrist $82.00$106.3422.9%
Doctor $114.00$115.251.1%
Dentist $113.30$98.3815.2%
Ibuprofen $10.49$9.2613.3%
Lipitor $425.48$466.478.8%

Housing

ItemDade CityNational avg.Difference
Home Price $82,600.00$184,700.0055.3%
Avg. Mortgage Payment $897.78$1,273.3229.5%
Apartment Rent $816.00$949.0014.0%

Transportation

ItemDade CityNational avg.Difference
Gasoline $2.51$2.593.3%
Tire Balancing $52.46$48.907.3%

Utilities

ItemDade CityNational avg.Difference
All Electricity$134.94$167.6019.5%
Phone $186.69$163.4214.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Zephyrhills South, FL4,89479-21%
Brooksville, FL7,81480-20%
Dade City North, FL2,74681-19%
Zephyrhills North, FL1,96182-18%
Zephyrhills West, FL4,85683-17%
Dade City, FL6,78285-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hamilton, AL6,78478-22%
South Monrovia Island, CA6,77913232%
Piedmont, OK6,77993-7%
Portage Lakes, OH6,78591-9%
Westmere, NY6,77811111%
Dade City, FL6,78285-15%
Source: The Dade City, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
Are you looking to buy or sell?
What style of home are you
What is your
$100K$250K$500K$750K$1M+
When are you looking to
ASAP1-3 mos.3-6 mos.6-9 mos.1 yr+
Connect with top real estate agents
By submitting this form, you consent to receive text messages, emails, and/or calls (may be recorded; and may be direct, autodialed or use pre-recorded/artificial voices even if on the Do Not Call list) from AreaVibes or our partner real estate professionals and their network of service providers, about your inquiry or the home purchase/rental process. Messaging and/or data rates may apply. Consent is not a requirement or condition to receive real estate services. You hereby further confirm that checking this box creates an electronic signature with the same effect as a handwritten signature.