F
15%
Income/capita NAT. AVG.
25%
Household income NAT. AVG.
14%
Unemployment NAT. AVG.
IndexCumberlandMarylandNational
Income per capita$38,362$55,489$44,883
Median household income$61,327$112,126$81,333
Median income owner occupied$93,406$142,381$106,172
Median income renter occupied$33,133$70,540$52,080
Median earnings male$47,063$69,331$54,343
Median earnings female$36,734$51,519$38,439
Unemployment rate4.2%4.8%4.9%
Poverty level20.9%9.9%15.1%
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Local Insights Report

Key findings

  • The income per capita in Cumberland is 15% lower than the national average
  • The median household income in Cumberland is 25% lower than the national average
  • Male median earnings are 41% higher than female median earnings
  • The unemployment rate in Cumberland is 14% lower than the national average
  • The poverty level in Cumberland is 39% higher than the national average

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      am i middle class

      $
      Input your household income
      $40,880 $61,327 $122,654
      City
      $74,743 $112,126 $224,252
      State
      $54,216 $81,333 $162,666
      Nation
      According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

      Cumberland median earnings by income bracket

      Cumberland employment by industry

      Labour TypeMaleFemale
      Construction industry9.1%9.1%
      Manufacturing sector8.5%8.5%
      Financial & insurance services2.3%2.3%
      Wholesale & retail services17.1%17.1%
      Public administration7.2%7.2%
      Transportation, warehousing & utilities10.1%10.1%
      Education, health & social services13.9%13.9%
      Other30.0%30.0%

      Nearby cities with high median household income

      City Population Household Income National Avg.
      Shaft, MD300$194,857139.6%
      Vale Summit, MD140$182,526124.4%
      Callimont, PA52$138,77470.6%
      Gilmore, MD315$135,79167.0%
      Finzel, MD888$116,10642.8%
      Cumberland, MD19,928$61,32724.6%

      Cities with similar population

      City Population Household Income National Avg.
      Boone, NC19,927$38,59252.6%
      Fairwood, WA19,921$139,93672.1%
      Mamaroneck, NY19,917$162,00099.2%
      Sylvania, OH19,910$113,96440.1%
      Salmon Creek, WA19,907$119,95847.5%
      Cumberland, MD19,928$61,32724.6%
      Source: The Cumberland, MD employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.