Cumberland Hill cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCumberland HillRhode IslandNational
Cost of living index118117100
IndexCumberland HillRhode IslandNational
Goods & Services index119119100
Groceries index115115100
Health care index110110100
Housing index122120100
Transportation index102102100
Utilities index127127100
A general summary of the cost of living index in Cumberland Hill, RI is shown above. Compared to the state average of Rhode Island the cost of living index in Cumberland Hill, RI is 118, which is 1% higher than the average in Rhode Island and compared to the national average it is 18% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Cumberland Hill, RI goods and services come in at equal to the average in Rhode Island and are 19% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Cumberland Hill is 1% higher than the Rhode Island average.
  • The cost of living in Cumberland Hill is 18% higher than the national average.
  • The cost of housing in Cumberland Hill is 22% higher than the national average.
  • Rhode Island general sales tax is 37% higher than the national average.
  • Rhode Island state income tax is 69% higher than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
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Groceries index
Health care index
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Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Cumberland Hill, RI to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Cumberland Hill, RI, you have to earn a higher income in order to still have the same standard of living. To operate the Cumberland Hill, RI salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Cumberland Hill, RI, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Cumberland Hill, RI has a median income of about $88,617 for people who own homes. Based on that number, a person should spend a maximum of $2,068 on expenses related to housing. Renters have a slightly different median income, which is $43,750. Based on this average, renters should spend no more than $1,021 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Rhode Island Sales Tax

StateGeneral Sales TaxWith Max Surtax
Rhode Island7%7%

Rhode Island Income Tax

StateIncome Tax (Low)Income Tax (High)
Rhode Island3.75%5.99%
When considering the overall cost of living expenses in Cumberland Hill, RI, it's important to take into account the sales tax for Rhode Island, as well as the rate for income tax in Rhode Island. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Rhode Island is 7%, and the sales tax in the state of Rhode Island is 7%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Rhode Island starts from 3.75% and goes up to 5.99%.

Goods & Services

ItemCumberland HillNational avg.Difference
Haircut $17.68$16.099.9%
Beauty Salon $55.55$37.3348.8%
Toothpaste $3.46$2.4541.4%
Shampoo $1.02$1.002.3%
Movie $11.42$10.2811.1%
Bowling $5.67$4.9314.9%


ItemCumberland HillNational avg.Difference
Ground Beef $4.20$3.8010.3%
Fried Chicken $1.62$1.4016.2%
Milk $2.39$2.0119.0%
Potatoes $3.79$3.0125.9%
Pizza $9.66$9.892.3%
Beer $10.16$8.9014.1%

Health Care

ItemCumberland HillNational avg.Difference
Optometrist $125.67$102.1623.0%
Doctor $146.33$108.3635.0%
Dentist $91.00$92.531.7%
Ibuprofen $9.76$9.285.2%
Lipitor $395.65$425.827.1%


ItemCumberland HillNational avg.Difference
Home Price $246,300.00$184,700.0033.4%
Avg. Mortgage Payment $1,565.25$1,202.4430.2%
Apartment Rent $922.00$949.002.8%


ItemCumberland HillNational avg.Difference
Gasoline $2.21$2.241.5%
Tire Balancing $50.00$46.298.0%


ItemCumberland HillNational avg.Difference
All Electricity$212.39$165.9628.0%
Phone $36.19$28.6826.2%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Central Falls, RI19,3661077%
Woonsocket, RI41,2721077%
Harrisville, RI1,6291099%
Pawtucket, RI71,3891099%
Providence, RI178,85111010%
Cumberland Hill, RI8,01411818%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Kalifornsky, AK8,01512222%
West Livingston, TX8,01282-18%
Blair, NE8,00788-12%
Murphysboro, IL8,00782-18%
Island Lake, IL8,0251088%
Cumberland Hill, RI8,01411818%
Source: The Cumberland Hill, RI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.