Cost of Living in Cumberland Hill, RI

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C
16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cumberland Hill Rhode Island National
Cost of living116110100
Groceries101103100
Health care105103100
Housing142124100
Transportation105104100
Utilities107106100
Lifestyle & Entertainment108107100
Household Items104105100
Education & Childcare105106100
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Homes For Sale In Cumberland Hill, RI

property for sale

64 Weeks St

Cumberland, RI
property for sale

94 Kay St

Cumberland, RI
property for sale

27 Legion Ave

Cumberland, RI
property for sale

87 Evergreen St

Cumberland, RI

Cost Of Living Quick Facts

  • The cost of living in Cumberland Hill is 5% higher than the Rhode Island average
  • The cost of living in Cumberland Hill is 16% higher than the national average
  • Cumberland Hill housing is 42% higher than the national average
  • Rhode Island general sales tax is 37% higher than the national average
  • Rhode Island state income tax is 44% higher than the national average

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$164,473$13,706$3,837$4,935
      Renters$0$0$0$0
      A good way to judge both the affordability of the housing and the cost of living in Cumberland Hill is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Cumberland Hill has a median income of about $164,473 for people who own homes. Based on that number, a maximum of $3,837 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

      Rhode Island Sales Tax

      State General Sales Tax With Max Surtax
      Rhode Island 7% 7%

      Rhode Island Income Tax

      State Income Tax (Low) Income Tax (High)
      Rhode Island 3.75% 5.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Clayville, RI831054.9%
      Central Falls, RI20,1751033.0%
      Woonsocket, RI42,7181054.7%
      Foster Center, RI2981076.7%
      Pawtucket, RI74,3111087.7%
      Cumberland Hill, RI8,75211615.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Rapid Valley, SD8,750972.5%
      Good Hope, CA8,75411818.4%
      Signal Mountain, TN8,74912524.9%
      Sitka, AK8,75513333.0%
      Conover, NC8,748946.0%
      Cumberland Hill, RI8,75211615.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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