Cost Of Living in Crugers, NY

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F

39%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

109%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Crugers	New York	National
Cost of living	139	121	100
Groceries	106	106	100
Health care	111	110	100
Housing	209	144	100
Transportation	111	113	100
Utilities	111	112	100
Lifestyle & Entertainment	108	111	100
Household Items	107	106	100
Education & Childcare	112	118	100

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Homes For Sale In Crugers, NY

19 Laurel Hill Rd

Croton-On-Hudson, NY

8 Carol Ct

Croton on Hudson, NY

Laurel Hill Rd

Town of Cortlandt-Croton P.o., NY

Cost Of Living Quick Facts

The cost of living in Crugers is 15% higher than the New York average
The cost of living in Crugers is 39% higher than the national average
Crugers housing is 109% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$251,298	$20,942	$5,863	$7,540
Renters	$60,071	$5,006	$1,402	$1,802

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Copake Hamlet, NY	164	104	3.8%
Mountain Lodge Park, NY	2,902	111	10.8%
Washingtonville, NY	5,911	116	15.8%
Fort Montgomery, NY	1,939	118	17.6%
Highland Falls, NY	3,960	118	17.7%
Crugers, NY	1,383	139	39.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Colchester, IL	1,383	84	16.0%
Blue Ridge, AL	1,384	110	10.3%
Des Arc, AR	1,384	80	19.8%
Covelo, CA	1,384	121	21.1%
Crested Butte, CO	1,384	147	47.1%
Crugers, NY	1,383	139	39.1%