| Index | Crossville | Tennessee | National |
| Cost of living | 95 | 92 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 97 | 97 | 100 |
| Housing | 91 | 80 | 100 |
| Transportation | 95 | 97 | 100 |
| Utilities | 96 | 98 | 100 |
| Lifestyle & Entertainment | 94 | 97 | 100 |
| Household Items | 100 | 98 | 100 |
| Education & Childcare | 97 | 97 | 100 |
Understanding the cost of living in Crossville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Crossville cost of living index is 95, which is 5% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Crossville are priced in a manner consistent with other areas. This means that residents of Crossville can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Wondering if Crossville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Crossville, for example, the median home price is 0.4% higher than what folks pay nationally, and monthly rent is 29.7% lower than the usual rates. Plus, income levels matter too, with Crossville boasting a median household income of $55,544, which is 31.7% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Crossville, healthcare costs are 3.5% lower than the national average.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Crossville, the transportation index stands at 4.7% lower than the national average.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Crossville, the general sales tax rate starts at 7%, and income tax rates begin at 0%.
The Crossville cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $89,937 | $7,495 | $2,098 | $2,698 |
| Renters | $33,526 | $2,794 | $782 | $1,006 |
| State | General Sales Tax | With Max Surtax |
| Tennessee | 7% | 9.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Tennessee | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Crab Orchard, TN | 973 | 83 | 16.6% |
| Monterey, TN | 2,927 | 88 | 12.5% |
| Pleasant Hill, TN | 628 | 89 | 10.7% |
| Lake Tansi, TN | 4,807 | 93 | 7.2% |
| Bowman, TN | 93 | 95 | 4.6% |
| Crossville, TN | 12,131 | 95 | 5.2% |
| City | Population | Cost of Living Index | National Avg. |
| Emeryville, CA | 12,131 | 171 | 71.1% |
| Grafton, WI | 12,131 | 106 | 6.2% |
| Dent, OH | 12,130 | 104 | 4.0% |
| Bucyrus, OH | 12,135 | 83 | 16.5% |
| Webb City, MO | 12,139 | 87 | 12.8% |
| Crossville, TN | 12,131 | 95 | 5.2% |
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