Cost of Living in Crestwood, KY

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8%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Crestwood Kentucky National
Cost of living10888100
Groceries9898100
Health care9597100
Housing13570100
Transportation9996100
Utilities9995100
Lifestyle & Entertainment9295100
Household Items9597100
Education & Childcare10194100
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Homes For Sale In Crestwood, KY

property for sale

6612 Clore Ln

Crestwood, KY
property for sale

4304 Wendy Hills Dr

Crestwood, KY
property for sale

6621 Sumac Ln

Crestwood, KY
property for sale

6304 Leyton Ct

Crestwood, KY
See the Newest Homes For Sale In Crestwood, KY

Cost Of Living Quick Facts

  • The cost of living in Crestwood is 23% higher than the Kentucky average
  • The cost of living in Crestwood is 8% higher than the national average
  • Crestwood housing is 35% higher than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

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      The best places in Kentucky

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$170,022$14,169$3,967$5,101
      Renters$84,498$7,042$1,971$2,535
      The affordability of the housing market in Crestwood, KY as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Crestwood homeowners, the median income is $170,022. This indicates that a monthly maximum of $3,967 should be spent by homeowners on all housing related costs. Renters have a median income of $84,498. This indicates that renters would have a maximum of $1,971 for their rent related monthly costs.

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Campbellsburg, KY1,0468713.1%
      Smithfield, KY2178713.0%
      Watterson Park, KY9888712.8%
      West Buechel, KY2,1138712.6%
      Lynnview, KY7798812.2%
      Crestwood, KY5,2221088.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Krum, TX5,2221032.9%
      Hanwell, NB5,222n/a 
      Penn Yan, NY5,223954.9%
      South Pasadena, FL5,2241087.6%
      Camilla, GA5,2188515.2%
      Crestwood, KY5,2221088.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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