Cost Of Living in Cove Creek, NC

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A

4%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

19%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cove Creek	North Carolina	National
Cost of living	104	96	100
Groceries	96	100	100
Health care	98	99	100
Housing	119	88	100
Transportation	95	99	100
Utilities	97	99	100
Lifestyle & Entertainment	96	100	100
Household Items	99	100	100
Education & Childcare	101	100	100

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Homes For Sale In Cove Creek, NC

3244 Old US Highway 421

Vilas, NC

150 Wm Hardy Mast Rd

Sugar Grove, NC

336 Willowdale Church Rd

Vilas, NC

TBD Willard Johnson Rd

Cove Creek, NC

Cost Of Living Quick Facts

The cost of living in Cove Creek is 8% higher than the North Carolina average
The cost of living in Cove Creek is 4% higher than the national average
Cove Creek housing is 19% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$74,720	$6,227	$1,743	$2,242
Renters	$0	$0	$0	$0

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Mountain City, TN	2,126	87	12.8%
Lansing, NC	288	87	12.6%
Elk Park, NC	514	88	12.0%
West Jefferson, NC	1,812	90	9.6%
Newland, NC	728	95	5.0%
Cove Creek, NC	1,119	104	3.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gilbert, IA	1,119	100	0.4%
Lake Quivira, KS	1,119	169	69.3%
Martin's Additions, MD	1,119	239	138.9%
Tilden, NE	1,119	81	18.9%
Golden Valley, NV	1,119	147	46.7%
Cove Creek, NC	1,119	104	3.7%