Cost Of Living in Cottleville, MO

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D+

19%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

73%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cottleville	Missouri	National
Cost of living	119	90	100
Groceries	97	96	100
Health care	94	97	100
Housing	173	77	100
Transportation	99	96	100
Utilities	92	95	100
Lifestyle & Entertainment	91	95	100
Household Items	97	97	100
Education & Childcare	97	95	100

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Cost Of Living Quick Facts

The cost of living in Cottleville is 32% higher than the Missouri average
The cost of living in Cottleville is 19% higher than the national average
Cottleville housing is 73% higher than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$193,332	$16,111	$4,511	$5,801
Renters	$76,892	$6,408	$1,794	$2,307

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Defiance, MO	70	96	4.3%
Champ, MO	3	96	4.1%
Brussels, IL	117	82	17.9%
St. Ann, MO	13,143	86	14.1%
Old Monroe, MO	177	89	10.7%
Cottleville, MO	5,566	119	18.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Wyndmoor, PA	5,567	121	20.7%
Terrell Hills, TX	5,567	179	78.6%
Cottonwood, CA	5,564	116	16.3%
Cariboo G, BC	5,568	n/a
Chelsea, MI	5,563	110	10.1%
Cottleville, MO	5,566	119	18.9%