Cost of Living in Concordia, MO

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15%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Concordia Missouri National
Cost of living8590100
Groceries9496100
Health care9797100
Housing6177100
Transportation9296100
Utilities9695100
Lifestyle & Entertainment9595100
Household Items9497100
Education & Childcare9495100
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Homes For Sale In Concordia, MO

property for sale

1015 S Saint Louis St

Concordia, MO
property for sale

304 SE 10th St

Concordia, MO
property for sale

407 S Bismark St

Concordia, MO
property for sale

503 S Orange St

Concordia, MO
See the Newest Homes For Sale In Concordia, MO

Cost Of Living Quick Facts

  • The cost of living in Concordia is 6% lower than the Missouri average
  • The cost of living in Concordia is 15% lower than the national average
  • Concordia housing is 39% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Concordia

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,392$8,449$2,366$3,042
      Renters$53,130$4,428$1,240$1,594

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Grand Pass, MO28955.5%
      Mount Leonard, MO227327.3%
      Malta Bend, MO1827722.7%
      Houstonia, MO2567921.3%
      Blackburn, MO2327920.8%
      Concordia, MO2,7968515.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bermuda Run, NC2,796991.2%
      Wentworth, NC2,796964.4%
      Ashland, PA2,7958415.7%
      Dupont, PA2,795918.8%
      Philipsburg, PA2,7958811.6%
      Concordia, MO2,7968515.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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