Cost Of Living in Coldstream, KY

Get 300+ Local Insights for Any Address in Coldstream, KY

Get Access to 300+ Local Data Points

A

5%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

23%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Coldstream	Kentucky	National
Cost of living	105	88	100
Groceries	98	98	100
Health care	95	97	100
Housing	123	70	100
Transportation	99	96	100
Utilities	99	95	100
Lifestyle & Entertainment	92	95	100
Household Items	95	97	100
Education & Childcare	101	94	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Coldstream, KY

5113 Middlesex Dr

Louisville, KY

See the Newest Homes For Sale In Coldstream, KY

Cost Of Living Quick Facts

The cost of living in Coldstream is 19% higher than the Kentucky average
The cost of living in Coldstream is 5% higher than the national average
Coldstream housing is 23% higher than the national average
Kentucky general sales tax is 18% higher than the national average
Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Coldstream

See all the best places to live around Coldstream

Compare Coldstream, KY Cost of Living

Write a review to give others more information about this area.

See all Coldstream poll results

The best places in Kentucky

Here are the best places to live in Kentucky

Check out the 10 most dangerous cities in Kentucky

Safest States In The US

See the best places to live in Coldstream

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$115,695	$9,641	$2,699	$3,471
Renters	$86,337	$7,195	$2,014	$2,590

Kentucky Sales Tax

State	General Sales Tax	With Max Surtax
Kentucky	6%	6%

Kentucky Income Tax

State	Income Tax (Low)	Income Tax (High)
Kentucky	4.5%	4.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
South Park View, KY	5	97	3.0%
Smithfield, KY	217	87	13.0%
Watterson Park, KY	988	87	12.8%
West Buechel, KY	2,113	87	12.6%
Lynnview, KY	779	88	12.2%
Coldstream, KY	1,277	105	4.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
New Hope, OR	1,277	116	16.5%
Little Round Lake, WI	1,277	85	14.8%
Mallory, WV	1,277	84	16.0%
South River, ON	1,277	n/a
Dilkon, AZ	1,278	86	13.8%
Coldstream, KY	1,277	105	4.9%