Cost Of Living in Cochiti, NM

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A+

3%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

3%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cochiti	New Mexico	National
Cost of living	97	94	100
Groceries	96	98	100
Health care	95	98	100
Housing	97	85	100
Transportation	95	98	100
Utilities	99	97	100
Lifestyle & Entertainment	100	96	100
Household Items	99	98	100
Education & Childcare	92	96	100

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Cost Of Living Quick Facts

The cost of living in Cochiti is 3% higher than the New Mexico average
The cost of living in Cochiti is 3% lower than the national average
Cochiti housing is 3% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$93,757	$7,813	$2,188	$2,813
Renters	$0	$0	$0	$0

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Los Cerrillos, NM	92	96	3.6%
Santo Domingo Pueblo, NM	2,363	88	12.2%
Peña Blanca, NM	833	91	8.6%
San Felipe Pueblo, NM	1,815	97	3.4%
Cochiti Lake, NM	454	96	3.5%
Cochiti, NM	497	97	3.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Paauilo, HI	497	128	28.4%
Ellsworth, IA	497	87	12.8%
Maharishi Vedic City, IA	497	113	13.3%
New Market, IA	497	81	19.3%
Iuka, IL	497	82	17.7%
Cochiti, NM	497	97	3.5%