Cost of Living in Coal City, IL

Get 300+ Local Insights for Any Address in Coal City, IL

Get Access to 300+ Local Data Points
A
2%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Coal City Illinois National
Cost of living10298100
Groceries99100100
Health care97100100
Housing10895100
Transportation100101100
Utilities10199100
Lifestyle & Entertainment99100100
Household Items98100100
Education & Childcare106100100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Coal City, IL

property for sale

215 W Division St

Coal City, IL
property for sale

385 S Kankakee St

Coal City, IL
property for sale

Circle Dr

Coal City, IL
property for sale

0 E North St

Coal City, IL

Cost Of Living Quick Facts

  • The cost of living in Coal City is 4% higher than the Illinois average
  • The cost of living in Coal City is 2% higher than the national average
  • Coal City housing is 8% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Coal City

See all the best places to live around Coal City

Compare Coal City, IL Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Coal City?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Coal City?
      Write a review to give others more information about this area.
      See all Coal City poll results

      The best places in Illinois

      Here are the best places to live in IllinoisSafest States In The USMost Dangerous States In The USCheck out the 10 most dangerous cities in Illinois
      Best Places in Illinois

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$131,878$10,990$3,077$3,957
      Renters$70,243$5,854$1,639$2,108
      A good indicator of the general affordability of housing in Coal City, IL, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Coal City, the median monthly income is $131,878 for those who own their own homes. Under the standard rule, that income level would allow for $3,077 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $70,243, per the median income in the area. That would allow for renters to spend up to $1,639 on monthly rental expenses.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wilmington village, IL1507921.3%
      Union Hill, IL718119.0%
      East Brooklyn, IL598910.6%
      Reddick, IL2209010.0%
      Godley, IL717909.8%
      Coal City, IL5,0831022.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Keyser, WV5,0818515.2%
      Mead, CO5,08512424.2%
      Suncook, NH5,0801043.9%
      Carle Place, NY5,08015959.4%
      Desloge, MO5,0798415.7%
      Coal City, IL5,0831022.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026