| Index | Cloquet | Minnesota | National |
| Cost of living | 97 | 100 | 100 |
| Groceries | 100 | 100 | 100 |
| Health care | 99 | 100 | 100 |
| Housing | 88 | 100 | 100 |
| Transportation | 104 | 100 | 100 |
| Utilities | 107 | 104 | 100 |
| Lifestyle & Entertainment | 97 | 100 | 100 |
| Household Items | 100 | 100 | 100 |
| Education & Childcare | 98 | 99 | 100 |
Understanding the cost of living in Cloquet can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Cloquet cost of living index is 97, which is 3% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Cloquet closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Cloquet can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Is Cloquet an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Cloquet is 14.2% lower than the national average, while the average monthly rent prices are 7.4% lower than average. The affordability of any location can also be influenced by median income levels. Cloquet has a median household income of $79,738, which is 2% lower than the national average.
Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Cloquet, healthcare costs are 0.6% lower than the national average.
Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.
Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Cloquet, the groceries index is 0.1% lower than the national average.
The cost of living data for Cloquet shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,100 | $8,008 | $2,242 | $2,883 |
| Renters | $46,932 | $3,911 | $1,095 | $1,408 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| City | Population | Cost of Living Index | National Avg. |
| Brookston, MN | 119 | 90 | 10.0% |
| Proctor, MN | 3,119 | 94 | 5.6% |
| Carlton, MN | 1,039 | 95 | 5.1% |
| Wrenshall, MN | 476 | 98 | 1.8% |
| Mahtowa, MN | 385 | 99 | 1.3% |
| Cloquet, MN | 12,471 | 97 | 3.2% |
| City | Population | Cost of Living Index | National Avg. |
| Platteville, WI | 12,471 | 92 | 7.8% |
| Amherst, OH | 12,470 | 93 | 7.0% |
| Lewisburg, TN | 12,475 | 90 | 10.3% |
| Durham, NH | 12,464 | 127 | 26.8% |
| North Merrick, NY | 12,464 | 160 | 59.8% |
| Cloquet, MN | 12,471 | 97 | 3.2% |
Here are the best places to live in Minnesota
Check out the 10 most dangerous cities in Minnesota
Most Dangerous Cities In The US
Safest Cities In The US