A+
Overall 100%
Goods & Services 6%
Housing 100%
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Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexOld Clearwater BayClearwaterFlorida
Cost of livingn/a9699
Goods & Services949498
Groceries103103106
Health care969699
Housingn/a9396
Transportation989899
Utilities9898105

Key findings

  • The cost of living in Old Clearwater Bay is 5% lower than the Clearwater average
  • The cost of living in Old Clearwater Bay is 5% lower than the national average
  • Old Clearwater Bay housing is 11% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

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Compare Clearwater, FL Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Householdn/a$0$0$0

      Florida Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Florida6%7.5%

      Florida Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Florida0%0%

      Goods & Services

      ItemClearwaterNational avg.Difference
      Haircut $15.77$20.2722.2%
      Beauty Salon $35.05$40.3913.2%
      Toothpaste $2.97$2.3625.7%
      Shampoo $1.06$1.081.5%
      Movie $11.64$10.995.9%
      Bowling $16.33$15.495.4%

      Groceries

      ItemClearwaterNational avg.Difference
      Ground Beef $5.02$4.3016.8%
      Fried Chicken $1.67$1.4019.3%
      Milk $2.76$2.2025.3%
      Potatoes $3.28$3.221.9%
      Pizza $10.16$10.745.4%
      Beer $11.09$9.6015.5%

      Health Care

      ItemClearwaterNational avg.Difference
      Optometrist $96.40$109.7312.1%
      Doctor $93.96$118.3420.6%
      Dentist $105.33$100.944.4%
      Ibuprofen $11.42$9.9315.0%
      Lipitor $442.31$469.535.8%

      Housing

      ItemClearwaterNational avg.Difference
      Home Price $163,500.00$184,700.0011.5%
      Avg. Mortgage Payment $989.61$1,229.6219.5%
      Apartment Rent $970.00$949.002.2%

      Transportation

      ItemClearwaterNational avg.Difference
      Gasoline $2.54$2.716.4%
      Tire Balancing $53.96$51.864.1%

      Utilities

      ItemClearwaterNational avg.Difference
      All Electricity$160.44$170.846.1%
      Phone $192.30$187.182.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Lealman, FL20,7048316.7%
      Holiday, FL20,4518416.2%
      West Lealman, FL16,2358515.4%
      South Highpoint, FL5,0348712.6%
      Largo, FL80,6788812.4%
      Clearwater, FL111,747964.4%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Westminster, CO111,7701077.4%
      Elgin, IL111,9191044.1%
      Thunder Bay, ON111,499n/a 
      Carlsbad, CA112,00817574.6%
      Rochester, MN111,396946.5%
      Clearwater, FL111,747964.4%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.