Cost of Living in Clay City, IL

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21%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
61%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Clay City Illinois National
Cost of living7998100
Groceries97100100
Health care94100100
Housing3995100
Transportation97101100
Utilities9499100
Lifestyle & Entertainment99100100
Household Items99100100
Education & Childcare99100100
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Homes For Sale In Clay City, IL

property for sale

418 S 1st St SE

Clay City, IL
property for sale

3 Mayflower Rd

Clay City, IL
property for sale

Tract 5 East Radio Tower RD

Clay City, IL
property for sale

4 Mayflower Rd

Clay City, IL

Cost Of Living Quick Facts

  • The cost of living in Clay City is 19% lower than the Illinois average
  • The cost of living in Clay City is 21% lower than the national average
  • Clay City housing is 61% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Clay City

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Compare Clay City, IL Cost of Living

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      The best places in Illinois

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,889$7,241$2,027$2,607
      Renters$41,109$3,426$959$1,233

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Johnsonville, IL51973.1%
      Sailor Springs, IL117973.1%
      Noble, IL6737821.7%
      Mount Erie, IL1187821.5%
      Cisne, IL5168019.8%
      Clay City, IL9177920.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hopland, CA91715150.8%
      Arbon Valley, ID917937.3%
      Carthage, IN9178415.7%
      Buras, LA9177624.1%
      Carolina, RI91712221.8%
      Clay City, IL9177920.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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