A+
10%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Claremore Oklahoma National
Cost of living9088100
Groceries9696100
Health care9695100
Housing7870100
Transportation9896100
Utilities9896100
Lifestyle & Entertainment9494100
Household Items9997100
Education & Childcare9093100
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An Overview of Cost of Living in Claremore, OK

Understanding the cost of living in Claremore can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Claremore cost of living index is 90, which is 10% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Claremore closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Claremore can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Claremore Affordable?

Is Claremore an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Claremore, the median home price is 26.9% lower than what most folks pay across the country, and monthly rent prices are 12.1% lower than the usual rates. Income levels in Claremore come in at $70,269, which is 13.6% lower than the national average.

What Factors can Influence the Cost of Living in Claremore?

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Claremore, the transportation index is 2.5% lower than the national average.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Claremore, the groceries index registers 3.8% lower than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Claremore, the healthcare costs are 4.2% lower than the national average.

Where is the Data From?

The Claremore cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Claremore is 3% higher than the Oklahoma average
  • The cost of living in Claremore is 10% lower than the national average
  • Claremore housing is 22% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Claremore

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Compare Claremore, OK Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,963$7,497$2,099$2,699
      Renters$50,385$4,199$1,176$1,512
      A good way to judge both the affordability of the housing and the cost of living in Claremore is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Claremore has a median income of about $89,963 for people who own homes. Based on that number, a maximum of $2,099 should be spent on expenses related to housing. Renters have a slightly different median income, which is $50,385. Based on this average, renters should spend no more than $1,176 on all rental costs if they want to maintain a non-impoverished standard of living.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mazie, OK85954.6%
      Tiawah, OK138964.1%
      Foyil, OK4508415.6%
      Talala, OK2858713.3%
      Bushyhead, OK1,2968713.3%
      Claremore, OK19,346909.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Altoona, IA19,348991.0%
      North Valley Stream, NY19,34214544.8%
      Willimantic, CT19,3541011.0%
      Middlesex Centre, ON19,332n/a 
      Westbrook, ME19,32511010.4%
      Claremore, OK19,346909.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.