Cost of Living in Circle Pines, MN

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B
5%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
20%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Circle Pines Minnesota National
Cost of living105100100
Groceries98100100
Health care98100100
Housing120100100
Transportation98100100
Utilities108104100
Lifestyle & Entertainment100100100
Household Items99100100
Education & Childcare9699100
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Homes For Sale In Circle Pines, MN

property for sale

129 E Golden Lake Ln

Circle Pines, MN
property for sale

2 Park Dr W

Circle Pines, MN
property for sale

224 Heritage Ln

Circle Pines, MN
property for sale

3 Oak Leaf Ln

Circle Pines, MN

Cost Of Living Quick Facts

  • The cost of living in Circle Pines is 5% higher than the Minnesota average
  • The cost of living in Circle Pines is 5% higher than the national average
  • Circle Pines housing is 20% higher than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Circle Pines

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Compare Circle Pines, MN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$133,073$11,089$3,105$3,993
      Renters$76,472$6,373$1,784$2,294
      To approximate the cost of living and the housing affordability in Circle Pines, MN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Circle Pines have a median income of $133,073. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,105 per month to avoid calamity and poverty. The renters in the city have an income of about $76,472, which would make their monthly maximum allowable rental costs $1,784.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Landfall, MN8197227.9%
      Hilltop, MN1,0458020.0%
      St. Anthony city (Stearns County), MN1088416.4%
      Brooklyn Center, MN31,6821021.8%
      Columbia Heights, MN21,0191021.9%
      Circle Pines, MN5,0531055.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Winona Lake, IN5,053946.3%
      Shady Side, MD5,05213434.0%
      Michigan Center, MI5,0529010.3%
      Crossett, AR5,0548415.9%
      Forest Hills, TN5,054203102.6%
      Circle Pines, MN5,0531055.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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