Cost of Living in Chipley, FL

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16%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
41%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chipley Florida National
Cost of living84102100
Groceries94102100
Health care94104100
Housing5997100
Transportation93103100
Utilities101110100
Lifestyle & Entertainment89104100
Household Items99102100
Education & Childcare91106100
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Homes For Sale In Chipley, FL

property for sale

3722 Deltona Blvd

Chipley, FL
property for sale

3130 Magnolia Dr

Vernon, FL
property for sale

2842 Hard Labor Rd

Chipley, FL
property for sale

704 Main St

Chipley, FL
See the Newest Homes For Sale In Chipley, FL

Cost Of Living Quick Facts

  • The cost of living in Chipley is 18% lower than the Florida average
  • The cost of living in Chipley is 16% lower than the national average
  • Chipley housing is 41% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Chipley

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$62,649$5,221$1,462$1,880
      Renters$33,755$2,813$788$1,013

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Jacob City, FL2637920.9%
      Noma, FL3038020.4%
      Esto, FL3208020.1%
      Cottondale, FL8388218.4%
      Wausau, FL4048811.9%
      Chipley, FL3,6808416.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tiger Point, FL3,68012222.2%
      Baldwin, GA3,6808812.2%
      Grasonville, MD3,68013232.1%
      Delta, UT3,679972.6%
      Indianola, WA3,67812928.9%
      Chipley, FL3,6808416.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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