Chipley 66 Good
Chipley Livability #614 ranked city in Florida#11,863 ranked city in the USARanks better than 59% of areas
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Pros and Cons of Living in Chipley

PROS
  • Cost Of Living Cost Of Living

    The overall cost of living in this area is much lower than average. This includes everyday goods and services, as well as housing, utilities and health care.

  • Crime Crime

    With a lower than average crime rate per 100,000 people, this area could be considered a very safe place to live. Crime rates are based on both violent and property crimes.

  • Housing Housing

    This area has received high scores in the housing category. This could be due to a positive home affordability ratio, high appreciation rates or elevated home values.

CONS
  • Amenities Amenities

    A majority of amenities are not ideally situated within a reasonable walking distance, which may lead residents to rely on a vehicle or public transportation.

  • Commute Commute

    Public transportation is not readily available in this area and the average commute time to work could also be longer than the national average.

  • Employment Employment

    A low score in the employment category could indicate that this area struggles with high unemployment rates and low household income and income per capita levels.

What's it like Living in Chipley?

Located in the state of Florida, Chipley is a small-sized city with a population of 3,680 inhabitants. Chipley tends to attract a younger crowd, as the median age of 32 is far below the national average. All the single ladies and all the single fellas might want to take notice as only 42% of the Chipley population is married.

Are you trying to decide if living in Chipley is the right fit for your lifestyle? To ensure a good experience before relocating to any new city in Florida, you will probably want to make sure that you check all of the most important boxes. Several key factors deserve attention. For one, safety is paramount, ensuring that your new area is low in crime is key. Proximity to workplaces or schools minimizes commute times and fosters convenience. Access to essential amenities like parks, grocery stores, food, fitness, shops and healthcare facilities enhances daily life. Efficient public transportation options provide mobility and connectivity. The sense of community creates a welcoming and supportive environment. Lastly, the overall atmosphere, encompassing the vibe, aesthetics, and lifestyle offerings, contributes to a fulfilling living experience. Considering these elements helps identify the ideal neighborhood for your needs and preferences. Finding the best places to live in Chipley and nearby areas is a much easier task when you can rely on information and data from the livability score, which includes amenities, education, employment, housing and other important metrics.

The livability score in Chipley is 66/100 and the city is ranked in the 64th percentile of all cities across America. For each of the livability categories, we know that Chipley ranks very well for crime (A-) and housing (A+). There are some categories that Chipley does not rank well for, including: amenities (F) and employment (F). It might be worth taking a closer look to determine why.

Finding affordable real estate and housing in Chipley can be tricky. Having said that, this area might be the place to get the best of both worlds. Based on factors like home/rental affordability and appreciation rates, this area has received an above average score in the housing category. A healthy real estate market can lead to wealth appreciation for property owners, as rising property values can contribute to homeowners' equity, financial stability and the ability to build long-term wealth.

There are many factors that go into deciding if an area is the right fit for your lifestyle. Certain “must haves” like low crime, great schools and nearby amenities are all at the top of most people's lists. But before even considering if those options are attainable, we'll need to know if the real estate in Chipley is actually affordable. The median home price for Chipley homes is $165,547, which is 44.7% lower than the Florida average. If we take a closer look at the affordability of homes in Chipley, we’ll see that the home price to income ratio is 3.4, which is 19% lower than the Florida average.

Best Places to Live in and Around Chipley

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How Do You Rate The Livability In Chipley?

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Compare Chipley, FL Livability

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      Chipley transportation information

      Statistic Chipley Florida National
      Average one way commute22min27min26min
      Workers who drive to work86.4%79.5%76.4%
      Workers who carpool10.1%9.3%9.3%
      Workers who take public transit0.0%2.1%5.1%
      Workers who bicycle0.0%0.7%0.6%
      Workers who walk0.8%1.5%2.8%
      Working from home0.0%5.4%4.6%
      Source: The Chipley, FL data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.